Black Hawk County property record for 1145 E Ridgeway Ave, Waterloo, IA 50702 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1956 |
| Square Footage | 948 sqft Living Area |
| Lot Size | 7,860 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $164,500 (2025) |
| Tax Bill | $2,202.00 (2025) |
| Primary APN | 8913-35-481-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 948 sqft Living Area |
| 1st Floor | 948 sqft 1st Floor |
| Basement Area | 948 sqft Basement |
| Finished Basement | 325 sqft Finished |
| Unfinished Basement | 948 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,860 sqft (0.18 acres) |
| Depth X Width | 131 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 480 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Patio Area | 180 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 160 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1145 E RIDGEWAY AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4025 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BELLEVUE ADDITION LOT 73 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | BELLEVUE ADDITION |
| Legal Lot Number | 73 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 1200 |
Source: Black Hawk County records · APN 8913-35-481-021
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1145 E RIDGEWAY AVE, WATERLOO, IA 50702-4025 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Oct 14, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on Record |
| Deed Sale | Nov 25, 2025 · Amount on Record |
| Deed Doc Number | 202517427 |
| Prior Transfer Date | Oct 13, 2022 |
| Prior Transfer Doc | 0000006185 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 25, 2025 |
| Property Address | 1145 E RIDGEWAY AVE, WATERLOO, IA 50702-4025 |
| Document Number | 0202517427 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 2025-17427 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2025 |
| Title Company | BLACK HAWK COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1145 E RIDGEWAY AVE, WATERLOO, IA 50702-4025 |
| Document Number | 0202517429 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 2025-17429 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 14, 2022 |
| Property Address | 1145 E RIDGEWAY AVE, WATERLOO, IA 50702-4025 |
| Document Number | 202300006185 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 202300006185 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,202.00 Homeowner's exemption | $146,780 (+9.68%) Land $20,580 Building $126,200 | $146,780 (+9.68%) Land $20,580 Building $126,200 |
| 2024 | $2,202.00 (+1.38%) | ||
| 2023 | $133,830 (+20.44%) Land $20,580 Building $113,250 | $133,830 (+20.44%) Land $20,580 Building $113,250 | |
| 2022 | $2,172.00 Homeowner's exemption | $111,120 Land $20,580 Building $90,540 | |
| 2021 | $111,120 Land $20,580 Building $90,540 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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