11517 E Co Rd 050n, Lerna, IL 62440 Property Records

Coles County property record for 11517 E Co Rd 050n, Lerna, IL 62440

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,388 sqft · built 1963
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Tax Bill	$3,735 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-0-00875-000`

Property Details

APN / Parcel Number

Primary APN	`11-0-00875-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,388 sqft Base Area
1st Floor Area	1,388 sqft
Basement Area	1,276 sqft
Unfinished Basement	1,276 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	11517 E COUNTY ROAD 050N
City	LERNA
State	IL
Zip	62440-2721
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E1/3 S3/4 SE1/4 NW1/4 SEC 24 T11N R08E
Legal Range	08E
Legal Township	11N
Legal Section	24
Jurisdiction	COLES IL
Township / Civil Division	PLEASANT GROVE
Census Block Group	1
Census Block	1086
Census Tract	600

Owner

Source: Coles County records · APN 11-0-00875-000

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11517E E COUNTY ROAD 050N, LERNA, IL 62440-2721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	11517 E COUNTY ROAD 050N, LERNA, IL 62440-2721
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800777746
Date	Aug 28, 2018
Instrument	201800777746

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 16, 2028

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	11517 E COUNTY ROAD 050N, LERNA, IL 62440-2721
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200800037
Date	Mar 15, 2022
Instrument	202200800037

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2037

Tax Assessment & Valuation

Source: Coles County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Pleasant Grove Township
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,735.00 (-8.84%)	$68,150 (+11.59%) Land $4,657 Building $63,493	$204,450 (+11.59%) Land $13,971 Building $190,479
2023		$61,070 Land $4,023 Building $57,047	$183,210 Land $12,069 Building $171,141
2020	$4,097.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Apr 2018 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	1,000 / 500
Consolidated Communications DSL	50 / 5

May also be available: LTD Broadband, T-Mobile USA.

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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