Coles County property record for 11497 E Co Rd 050n, Lerna, IL 62440
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,620 sqft · built 2007 |
| Lot Size | 2.63 acres (114,563 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,893 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-0-00886-000 |
| Primary APN | 11-0-00886-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,620 sqft Base Area |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 1,620 sqft |
| Unfinished Basement | 1,620 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 114,563 sqft (2.63 acres) |
| Garage Type | Attached |
| Garage Area | 992 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Cooling System | Central |
|---|
| Street Address | 11497 E COUNTY ROAD 050N |
|---|---|
| City | LERNA |
| State | IL |
| Zip | 62440-2730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE1/4 NW1/4 & SE1/4 SW1/4 NW1/4 SEC 24 T11N R08E |
| Legal Range | 08E |
| Legal Township | 11N |
| Legal Section | 24 |
| Legal Subdivision | ASSESSORS |
| Jurisdiction | COLES IL |
| Township / Civil Division | PLEASANT GROVE |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 600 |
Source: Coles County assessment roll, APN 11-0-00886-000, as of June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11497E E COUNTY ROAD 050N, LERNA, IL 62440-2730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 11497 E COUNTY ROAD 050N, LERNA, IL 62440-2730 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900785510 |
|---|---|
| Date | Dec 24, 2019 |
| Instrument | 201900785510 |
| Name | FIRST MID ILLINOIS BK & TR NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Jan 01, 2040 |
| Rate Type | Fixed Rate |
|---|
Source: Coles County assessment roll as of June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Pleasant Grove Township |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,893.00 (+61.8%) | $70,789 (+11.3%) Land $9,721 Building $61,068 | $212,367 (+11.3%) Land $29,163 Building $183,204 |
| 2023 | $63,602 Land $8,734 Building $54,868 | $190,806 Land $26,202 Building $164,604 | |
| 2020 | $2,406.00 |
Source: FEMA National Flood Hazard Layer, Coles County (17029C), as of July 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170290006001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Apr 2018 · river or lake flooding |
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 9 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AMG Technology Investment Group Fixed Wireless | 1,000 / 500 |
| Consolidated Communications DSL | 50 / 5 |
May also be available: LTD Broadband, T-Mobile USA.
5G and 4G LTE (outdoors only)
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