11516 195th Ave E, Sumner (Bonney Lake), WA 98391 Property Records

Pierce County property record for 11516 195th Ave E, Sumner, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,498 sqft · built 1989
Lot Size	0.656 acres (28,553 sqft)
Owner	2 Company Names on Record
Last Sale	$579,719 (Aug 2022)
Tax Bill	$6,428 (2025)
Deeds & Mortgages	Dec 2023 Transfer Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`325680-0-030`

Property Details

APN / Parcel Number

Primary APN	`325680-0-030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,498 sqft Living Area
Gross Area	440 sqft
1st Floor Area	868 sqft
Upper Floors Area	630 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	28,553 sqft (0.656 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	1,152 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	11516 195TH AVE E
City	SUMNER
State	WA
Zip	98391-8031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 09 TOWNSHIP 19 RANGE 05 QUARTER 11 COUNTRY HIGHLANDS DIV I L 3 EASE OF RECORD TOG/W 1/24TH UND INT IN PRI RDS OUT OF 05-19-09-1-005 & 04-4-003 SEG Z-0604 DL RJ
Legal Range	05
Legal Township	19
Legal Section	09
Legal Subdivision	COUNTRY HIGHLANDS DIV I
Legal Lot Number	3
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1009
Census Tract	70310

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	11216 195TH AVE E, BONNEY LAKE, WA 98391-8049
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Intrafamily Transfer, Transfer
Aug 5, 2022	Intrafamily Transfer, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Aug 5, 2022	Warranty Deed, Transfer · Conventional Mortgage BAYFIRST NATIONAL BANK
Jul 7, 2020	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Prior Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	2022141
Last Transfer Date	Dec 12, 2023
Transfer Doc	0000000271
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Dec 27, 2023
Property Address	11516 195TH AVE E, SUMNER, WA 98391-8031
Document Number	0012270271
Map Reference	DOC 8811160497
Instrument Date	Dec 12, 2023
Instrument	202312270271
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	11216 195TH AVE E, BONNEY LAKE, WA 98391-8049

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Aug 5, 2022
Property Address	11516 195TH AVE E, SUMNER, WA 98391-8031
Document Number	0008050252
Map Reference	DOC 881116497
Instrument Date	Aug 1, 2022
Instrument	202208050252
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11516 195TH AVE E, BONNEY LAKE, WA 98391-8031

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 5, 2022
Property Address	11516 195TH AVE E, SUMNER, WA 98391-8031
Document Number	0008050141
Map Reference	DOC 8811160497
Instrument Date	Jul 29, 2022
Instrument	202208050141
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,424.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11516 195TH AVE E, BONNEY LAKE, WA 98391-8031

Mortgage

Document Number	0008050142
Date	Aug 5, 2022
Instrument	202208050142

Lender

Name	BAYFIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 7, 2020
Property Address	11516 195TH AVE E, BONNEY LAKE, WA 98391-8031
Document Number	0200707055
Instrument Date	Jul 1, 2020
Instrument	20200707055
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Tax	$1,511.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11516 195TH AVE E BONNEY LAKE WA 983918031, BONNEY LAKE, WA 98391-8031

Mortgage

Document Number	2007070556
Date	Jul 7, 2020
Instrument	202007070556

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$539,200 (+5.25%) Land $288,400 Building $250,800	$539,200 (+5.25%) Land $288,400 Building $250,800
2025	$6,428.00 (+16.18%)
2024	$5,533.00 (-0.29%)	$512,300 (-3.65%) Land $283,100 Building $229,200	$512,300 (-3.65%) Land $283,100 Building $229,200
2023	$5,549.00	$531,700 Land $301,800 Building $229,900	$531,700 Land $301,800 Building $229,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Skynet Broadband, Verizon.

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