11115 195th Ave E, Sumner (Bonney Lake), WA 98391 Property Records

Pierce County property record for 11115 195th Ave E, Sumner, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.75 ba · 2,704 sqft · built 1990
Lot Size	0.741 acres (32,279 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Apr 2025)
Tax Bill	$9,763 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`700003-0-160`

Property Details

APN / Parcel Number

Primary APN	`700003-0-160`

Interior

Bedrooms	3 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,704 sqft Living Area
1st Floor Area	2,056 sqft
Upper Floors Area	650 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	32,279 sqft (0.741 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Wood Porch
Porch Area	330 sqft
Deck Area	696 sqft
Patio Area	1,316 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	11115 195TH AVE E
City	BONNEY LAKE
State	WA
Zip	98391-8025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 04 TOWNSHIP 19 RANGE 05 QUARTER 44 COUNTRY HIGHLANDS DIV II L 16 EASE OF REC TOG/W 1/16 INT IN PRI RD OUT OF 05-19-04-4-025 SEG A0274 NF HW
Legal Range	05
Legal Township	19
Legal Section	04
Legal Subdivision	COUNTRY HIGHLANDS DIV II
Legal Lot Number	16
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1009
Census Tract	70310

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11115 195TH AVE E, BONNEY LAKE, WA 98391-8025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC
Apr 16, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Dec 23, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 23, 2021	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CU
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUND CU
Aug 28, 2017	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
May 6, 2017	Deed of Trust, Mortgage · FHA Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2025 · Amount on Record
Deed Sale	Apr 16, 2025 · Amount on Record
Prior Sale	Dec 23, 2021 · Amount on Record
Deed Document Number	2025281
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	11115 195TH AVE E, BONNEY LAKE, WA 98391-8025
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11115 195TH AVE E, BONNEY LAKE, WA 98391-8025

Mortgage

Document Number	0003230388
Date	Mar 23, 2026
Instrument	202603230388

Lender

Name	IMPERIUM LENDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 16, 2025
Property Address	11115 195TH AVE E, BONNEY LAKE, WA 98391-8025
Document Number	0004160281
Instrument Date	Apr 15, 2025
Instrument	202504160281
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$15,075.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11115 195TH AVE E, BONNEY LAKE, WA 98391-8025

Mortgage

Document Number	0004160282
Date	Apr 16, 2025
Instrument	202504160282

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 23, 2021
Property Address	11115 195TH AVE E, BONNEY LAKE, WA 98391-8025
Document Number	0012230823
Map Reference	DOC 8910050251
Instrument Date	Dec 3, 2021
Instrument	202112230823
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,429.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13806 SE 161ST PL, RENTON, WA 98058-6916

Mortgage

Document Number	0012230824
Date	Dec 23, 2021
Instrument	202112230824

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 23, 2021
Property Address	11115 195TH AVE E, BONNEY LAKE, WA 98391-8025
Document Number	0003231338
Map Reference	DOC 8910050251
Instrument Date	Mar 19, 2021
Instrument	202103231338
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	RAINIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,569.26
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11115 195TH AVE E, BONNEY LAKE, WA 98391-8025

Mortgage

Document Number	0003231339
Date	Mar 23, 2021
Instrument	202103231339

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	11115 195TH AVE E, BONNEY LAKE, WA 98391-8025
Document Number	2007201044
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11115 195TH AVE E BONNEY LAKE WA 983918025, BONNEY LAKE, WA 98391-8025

Mortgage

Document Number	2007201044
Date	Jul 20, 2020
Instrument	202007201044

Lender

Name	SOUND CU
Type	Credit Union
Address	TACOMA, WA 98402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 28, 2017
Property Address	11115 195TH AVE E, BONNEY LAKE, WA 98391-8025
Document Number	0008280318
Map Reference	DOC8910050251
Instrument Date	Aug 21, 2017
Instrument	201708280318
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,298.28
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11115 195TH AVE E, BONNEY LAKE, WA 98391-8025

Mortgage

Document Number	0008280319
Date	Aug 28, 2017
Instrument	201708280319

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	11115 195TH AVE E, BONNEY LAKE, WA 98391-8025
Document Number	1705120254
Instrument Date	May 6, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11115 195TH AVE E BONNEY LAKE WA 983918025, BONNEY LAKE, WA 98391-8025

Mortgage

Document Number	1705120254
Date	May 12, 2017
Instrument	201705120254

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$877,200 (+12.29%) Land $297,300 Building $579,900	$877,200 (+12.29%) Land $297,300 Building $579,900
2025	$9,763.00 (+17.53%)
2024	$8,307.00 (+1.59%)	$781,200 (-1.79%) Land $262,600 Building $518,600	$781,200 (-1.79%) Land $262,600 Building $518,600
2023	$8,177.00	$795,400 Land $280,000 Building $515,400	$795,400 Land $280,000 Building $515,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Skynet Broadband, Verizon.

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