Charles County property record for 11513 Rest Dr, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,552 sqft · built 2003 |
| Lot Size | 3.45 acres (150,282 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,160 (Jan 2004) |
| Tax Bill | $13,879 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-025571 |
| Primary APN | 04-025571 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,552 sqft Living Area |
| Gross Area | 2,972 sqft |
| 1st Floor Area | 1,467 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 150,282 sqft |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 255 sqft |
| Deck Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 025571 |
|---|---|
| Street Address | 11513 REST DR |
| City | LA PLATA |
| State | MD |
| Zip | 20646-4571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | LOT 29 PL 6 = 3.4 AC HARDSHIP PLANTATION SUB |
| Legal Subdivision | HARDSHIP PLANTATION SUB |
| Legal Block | 2 |
| Legal Lot Number | 29 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 4, ALLENS FRESH |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 851301 |
11513 Rest Dr is owned and occupied by two individuals who bought it in January 2004.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11513 REST DR, LA PLATA, MD 20646-4571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMP CREDIT UNION/MD |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2004 · Amount on File |
| Deed Sale | Jan 9, 2004 · Amount on File |
| Prior Sale | May 29, 2003 · Amount on File |
| Deed Document Number | 2004604 |
| Deed Book / Page | 4536 / 467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 30, 2026 |
| Property Address | 11513 REST DR, LA PLATA, MD 20646-4571 |
| Document Number | 1412000315 |
| Book / Page | 14125 / 315 |
| Instrument Date | Jun 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 11513 REST DR, LA PLATA, MD 20646-4571 |
| Investor | Possibly a Property Investor |
| Document Number | 1412000315, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 14125/315 |
| Name | STATE EMP CREDIT UNION/MD |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11513 REST DR, LA PLATA, MD 20646-4571 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0116190177 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 11619/177 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 11513 Rest Dr was $13,879 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $506,400 (+7.19%) Land $152,200 Building $354,200 | $506,400 (-) Land $152,200 Building $354,200 | |
| 2025 | $13,879.00 Homeowner's exemption | $472,433 | $506,400 Land $152,200 Building $354,200 |
| 2023 | $5,717.00 Homeowner's exemption | $404,500 Land $142,200 Building $262,300 | $404,500 Land $142,200 Building $262,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11513 Rest Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2011–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11513 Rest Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
5G (outdoors only) and 4G LTE
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