11507 Rest Dr, La Plata, MD 20646 Property Records

Charles County property record for 11507 Rest Dr, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,133 sqft · built 2002
Lot Size	3.16 acres (138,085 sqft)
Owner	2 Trust Names on File
Last Sale	$425,000 (Jan 2005)
Tax Bill	$13,737 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-025563`

Property Details

APN / Parcel Number

Primary APN	`04-025563`
Alternative APNs	`4025563` `025563`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,133 sqft Living Area
Gross Area	3,513 sqft
1st Floor Area	1,224 sqft
Basement Area	587 sqft
Finished Basement	587 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Roof Material	Composition Shingle
Lot Area	138,085 sqft
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	025563
Street Address	11507 REST DR
City	LA PLATA
State	MD
Zip	20646-4571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 28 PL 6 = 3.1 AC HARDSHIP PLANTATION SUB
Legal Subdivision	HARDSHIP PLANTATION SUB
Legal Block	2
Legal Lot Number	28
Jurisdiction	CHARLES MD
Township / Civil Division	4, ALLENS FRESH
Census Block Group	2
Census Block	2015
Census Tract	851301

Owner

11507 Rest Dr is owner-occupied and held in a trust since July 2022.

Source: Charles County records, as of October 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11507 REST DR, LA PLATA, MD 20646-4571
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage NRL FCU
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NRL FCU
Aug 2, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2005 · Amount on File
Deed Sale	Jan 18, 2005 · Amount on File
Prior Sale	Oct 10, 2002 · Amount on File
Deed Document Number	2005405
Deed Book / Page	5081 / 591
Last Transfer Date	Jul 21, 2022
Transfer Doc	0126510499
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	11507 REST DR, LA PLATA, MD 20646-4571
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	MARYLAND TRUST TITLE & ESCRO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101320083
Date	Jan 10, 2018
Book Page	10132/083

Lender

Name	NRL FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22312

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	11507 REST DR, LA PLATA, MD 20646-4571
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SOUTHERN MARYLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115097 REST DRIVE, LA PLATA, MD 20646

Mortgage

Document Number	0117470296
Date	Apr 13, 2021
Book Page	11747/296

Lender

Name	NRL FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22312

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLES MD
Recording Date	Aug 2, 2022
Property Address	11507 REST DR, LA PLATA, MD 20646-4571
Document Number	0126510499
Book / Page	12651 / 499
Map Reference	MB 53 FO 146
Instrument Date	Jul 21, 2022
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11507 REST DR, 11507, LA PLATA, MD 20646-4571

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11507 REST DR, LA PLATA, MD 20646-4571

Tax Assessment & Valuation

The 2025 property tax bill for 11507 Rest Dr was $13,737 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,400 (+7.18%) Land $150,800 Building $349,600	$500,400 (-) Land $150,800 Building $349,600
2025	$13,737.00 Homeowner's exemption	$466,867	$500,400 Land $150,800 Building $349,600
2023	$5,654.00 Homeowner's exemption	$399,800 Land $140,800 Building $259,000	$399,800 Land $140,800 Building $259,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11507 Rest Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2011–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11507 Rest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rest Dr

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