1151 E Cleveland St, Hernando, FL 34442 Property Records

Citrus County property record for 1151 E Cleveland St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,334 sqft · built 1988
Lot Size	1.92 acres (83,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,000 (Apr 1996)
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0100-00040-026.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0100-00040-026.0`
Alternative APNs	`1818S19E0100000400260` `3523628`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,334 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 1988
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	83,696 sqft (1.92 acres)
Lot Dimensions	418 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	14 sqft
Patio Area	357 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3523628
Old Parcel Number	1818S19E0100000400260
Street Address	1151 E CLEVELAND ST
City	HERNANDO
State	FL
Zip	34442-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR LOW DENSITY RESIDENT
Legal Description	CITRUS HILLS PB 8 PG 5 LOTS 26 & 27 BLK 4
Legal Range	19E
Legal Township	18S
Legal Section	21
Legal Subdivision	CITRUS HILLS (PB-8 PG-5)
Legal Block	4
Legal Lot Number	26-27 27
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2020
Census Tract	450104

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1151 E CLEVELAND ST, HERNANDO, FL 34442-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 1996 · Amount on Record
Deed Sale	Apr 1, 1996 · Amount on Record
Deed Document Number	0001130186
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1151 E CLEVELAND ST, HERNANDO, FL 34442-2805
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1151 E CLEVELAND ST, HERNANDO, FL 34442-2805

Mortgage

Document Number	0033850814
Date	Jun 8, 2023
Book Page	3385/814
Instrument	2023033200

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,731.00 (+6.07%) Homeowner's exemption Additional exemption filed	$306,889 (-2.79%) Land $55,000 Building $251,889	$306,889 (-2.79%) Land $55,000 Building $251,889
2024	$1,632.00 (+2.84%) Homeowner's exemption Additional exemption filed	$315,687 (+2.14%) Land $53,000 Building $262,687	$315,687 (+2.14%) Land $53,000 Building $262,687
2023	$1,587.00 (+6.8%) Homeowner's exemption Additional exemption filed	$309,058 (+20.65%) Land $48,000 Building $261,058	$309,058 (+20.65%) Land $48,000 Building $261,058
2022	$1,486.00 Homeowner's exemption Additional exemption filed	$256,158 Land $36,000 Building $220,158	$256,158 Land $36,000 Building $220,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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