1150 E Cleveland St, Hernando, FL 34442 Property Records

Citrus County property record for 1150 E Cleveland St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,568 sqft · built 1996
Lot Size	1.92 acres (83,645 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Jan 2026)
Tax Bill	$2,855 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0100-00050-007.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0100-00050-007.0`
Alternative APNs	`1818S19E0100000500070` `3523713`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,568 sqft Living Area
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	83,645 sqft (1.92 acres)
Lot Dimensions	418 ft deep x 100 ft wide
Garage Area	624 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Open Porch
Porch Area	281 sqft
Utility Building	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3523713
Old Parcel Number	1818S19E0100000500070
Street Address	1150 E CLEVELAND ST
City	HERNANDO
State	FL
Zip	34442-2875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR LOW DENSITY RESIDENT
Legal Description	CITRUS HILLS PB 8 PG 5 LOTS 7 & 8 BLK 5
Legal Range	19E
Legal Township	18S
Legal Section	21
Legal Subdivision	CITRUS HILLS (PB-8 PG-5)
Legal Block	5
Legal Lot Number	7-8 8
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2038
Census Tract	450104

Owner

Source: Citrus County records · APN 19E-18S-18-0100-00050-007.0

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1150 E CLEVELAND ST, HERNANDO, FL 34442-2875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage BRANNEN BANK
Jan 13, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 04, 2018	Warranty Deed, Transfer NORTH CTRL FL TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	May 04, 2018 · Amount on Record
Deed Document Number	2026002151
Deed Book / Page	3634 / 1679
Record Updated	Jun 08, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1150 E CLEVELAND ST, HERNANDO, FL 34442-2875
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035111228
Date	Oct 25, 2024
Book Page	3511/1228
Instrument	2024063289

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 01, 2055

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 13, 2026
Property Address	1150 E CLEVELAND ST, HERNANDO, FL 34442-2875
Document Number	0036341679
Book / Page	3634 / 1679
Map Reference	MB 8 PG 5&6
Instrument Date	Jan 13, 2026
Instrument	2026002151
Transaction Type	Transfer
Record Updated	Feb 03, 2026
Title Company	WARD TITLE AND CLOSING AGENCY, UPWARD TTL & CLOSING AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1162 E CLEVELAND ST, HERNANDO, FL 34442-2875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 E CLEVELAND ST, HERNANDO, FL 34442-2875

Mortgage

Document Number	0036341681
Date	Jan 13, 2026
Instrument	3634/1681

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 04, 2018
Property Address	1150 E CLEVELAND ST, HERNANDO, FL 34442-2875
Document Number	0028980540
Book / Page	002898 / 000540
Instrument Date	May 01, 2018
Instrument	22208
Transaction Type	Transfer
Record Updated	Jun 08, 2018
Title Company	NORTH CTRL FL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,784.30
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1150 E CLEVELAND ST HERNANDO FL 344422875, HERNANDO, FL 34442-2875

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,855.00 (+4.73%) Homeowner's exemption Additional exemption filed	$428,457 (-3.73%) Land $55,000 Building $373,457	$428,457 (-3.73%) Land $55,000 Building $373,457
2024	$2,726.00 (+2.48%) Homeowner's exemption Additional exemption filed	$445,080 (+1.47%) Land $53,000 Building $392,080	$445,080 (+1.47%) Land $53,000 Building $392,080
2023	$2,660.00 (+6.7%) Homeowner's exemption Additional exemption filed	$438,645 (+22.22%) Land $48,000 Building $390,645	$438,645 (+22.22%) Land $48,000 Building $390,645
2022	$2,493.00 Homeowner's exemption Additional exemption filed	$358,910 Land $36,000 Building $322,910	$358,910 Land $36,000 Building $322,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 90 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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