San Diego County property record for 11509 Westhill Ter, Lakeside, CA 92040
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 6 bd · 4.5 ba · 3,249 sqft · built 1989 |
| Lot Size | 1.11 acres (48,787 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Jun 1987) |
| Tax Bill | $8,263 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 385-023-15-00 |
| Primary APN | 385-023-15-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Building Area | 3,249 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Multi-Family |
| Lot Area | 48,787 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 11509 WESTHILL TER |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-3639 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | A70 |
| Legal Description | LOT 79 SWLY PAR PER ROS 11182 IN TR 001695 |
| Legal Subdivision | RIVERVIEW FARMS |
| Legal Tract | 001695 |
| Legal Block | 3 |
| Legal Lot Number | 79 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 16704 |
11509 Westhill Ter, a residential property, is owned and occupied by two individuals who acquired it in April 2005.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11509 WESTHILL TER, LAKESIDE, CA 92040-3639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT HOME LOANS |
| Apr 17, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 1987 · Amount on File |
| Deed Sale | Jun 12, 1987 · Amount on File |
| Deed Document Number | 1987328824 |
| Last Transfer Date | Apr 29, 2005 |
| Transfer Doc | 0000403316 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 11509 WESTHILL TER, LAKESIDE, CA 92040-3639 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 11509 WESTHILL TER, LAKESIDE, CA 92040-3639 |
| Document Number | 0000134477 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021-0134477 |
| Name | RATE RABBIT HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 11509 WESTHILL TER, LAKESIDE, CA 92040-3639 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000170659 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 2017-0170659 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 11509 Westhill Ter was $8,263 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $578,184 (+2%) Land $123,248 Building $454,936 | |
| 2025 | $8,263.00 Homeowner's exemption | $566,848 Land $120,832 Building $446,016 |
| 2023 | $7,670.00 (+2.18%) Homeowner's exemption | $544,839 Land $116,141 Building $428,698 |
| 2022 | $7,506.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 11509 Westhill Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11509 Westhill Ter is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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