11508 Ridgely Rd, Ridgely, MD 21660 Property Records

Caroline County property record for 11508 Ridgely Rd, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1978
Lot Size	1.39 acres (60,548 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Nov 2022)
Tax Bill	$2,963 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-008585`

Property Details

APN / Parcel Number

Primary APN	`06-008585`
Alternative APNs	`6008585` `008585`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Total Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	60,548 sqft (1.39 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	008585
Street Address	11508 RIDGELY RD
City	RIDGELY
State	MD
Zip	21660-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	1.399 AC N/S RIDGELY RD E OF HILLSBORO
Jurisdiction	CAROLINE MD
Township / Civil Division	6, HILLSBORO
Census Block Group	1
Census Block	1008
Census Tract	955202

Owner

Source: Caroline County records · APN 06-008585

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11508 RIDGELY RD, RIDGELY, MD 21660-1259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 01, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Nov 03, 2022	Deed, Transfer
Apr 11, 2017	Deed of Trust, Mortgage · Commercial Mortgage CNB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2022 · Amount on Record
Deed Sale	Nov 09, 2022 · Amount on Record
Prior Sale	Sep 23, 1976 · Amount on Record
Deed Book / Page	1603 / 193
Prior Transfer Date	Nov 03, 2022
Prior Transfer Doc	1603000193
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	11508 RIDGELY RD, RIDGELY, MD 21660-1259
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016500001
Date	Nov 01, 2023
Book Page	1650/1

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	11508 RIDGELY RD, RIDGELY, MD 21660-1259
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	COMMUNITY TITLE NETWORK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016050123
Date	Nov 18, 2022
Book Page	1605/123

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Nov 03, 2022
Property Address	11508 RIDGELY RD, RIDGELY, MD 21660-1259
Document Number	0016030193
Book / Page	1603 / 193
Instrument Date	Nov 03, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	11508 RIDGELY RD, RIDGELY, MD 21660-1259
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012520233
Date	Apr 11, 2017
Book Page	1252/233
Instrument	1252-233

Lender

Name	CNB
Type	Bank
Address	RIDGELY, MD 21660

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,567 (+13.57%)	$291,900 (+9.78%) Land $78,700 Building $213,200
2025	$2,963.00 (+12.23%)
2023	$2,640.00	$241,767	$265,900 Land $78,700 Building $187,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2001–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2003 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 84% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Choptank Electric Cooperative.

Based on FCC filings for 21 locations within half a mile of this property.

Nearby Properties on Ridgely Rd

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