11459 Ridgely Rd, Ridgely, MD 21660 Property Records

Caroline County property record for 11459 Ridgely Rd, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,420 sqft · built 1970
Lot Size	2.79 acres (121,532 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Jan 2019)
Tax Bill	$2,963 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Jun 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-006094`

Property Details

APN / Parcel Number

Primary APN	`06-006094`
Alternative APNs	`6006094` `006094`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	121,532 sqft (2.79 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	006094
Street Address	11459 RIDGELY RD
City	RIDGELY
State	MD
Zip	21660-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	2.79 AC E/S RIDGELY RD E OF HILLSBORO
Jurisdiction	CAROLINE MD
Township / Civil Division	6, HILLSBORO
Census Block Group	1
Census Block	1009
Census Tract	955202

Owner

Source: Caroline County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11459 RIDGELY RD, RIDGELY, MD 21660-1258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2019	Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Jun 19, 2018	Grant Deed, Transfer · Line of Credit QUEENSTOWN BK/MD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Book / Page	1343 / 79
Transfer Doc	0000000085
Record Updated	Sep 20, 2026

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jan 29, 2019
Property Address	11459 RIDGELY RD, RIDGELY, MD 21660-1258
Document Number	0013430079
Book / Page	1343 / 079
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CHARTER TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11459 RIDGELY RD, RIDGELY, MD 21660-1258

Mortgage

Document Number	0000134386
Date	Jan 29, 2019
Instrument	1343/86

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE MD
Recording Date	Jun 19, 2018
Property Address	11459 RIDGELY RD, RIDGELY, MD 21660-1258
Document Number	0013140458
Book / Page	001314 / 000458
Instrument Date	Jun 14, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25145 ADAMS LANDING RD DENTON MD 216293330, DENTON, MD 21629-3330

Mortgage

Document Number	13140462
Date	Jun 19, 2018
Book Page	001314/000462

Lender

Name	QUEENSTOWN BK/MD
Type	Bank
Address	QUEENSTOWN, MD 21658

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,267 (+22.65%)	$355,600 (+32.64%) Land $80,400 Building $275,200
2025	$2,963.00 (+12.53%)
2023	$2,633.00	$242,367	$268,100 Land $78,000 Building $190,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2001–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Choptank Electric Cooperative, T-Mobile USA.

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