11503 Old Annapolis Rd, Frederick, MD 21701 Property Records

Frederick County property record for 11503 Old Annapolis Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,872 sqft · built 2018
Lot Size	2.31 acres (100,624 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Mar 2022)
Tax Bill	$12,089 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-225060`

Property Details

APN / Parcel Number

Primary APN	`08-225060`
Alternative APN	`225060`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,872 sqft Living Area
Gross Area	5,022 sqft
1st Floor Area	2,072 sqft
Basement Area	1,800 sqft
Finished Basement	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	100,624 sqft
Garage Type	Attached
Garage Area	1,150 sqft
Parking Spaces	4 Parking Spaces
Pool Area	450 sqft
Porch	Open Porch
Porch Area	233 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	225060
Street Address	11503 OLD ANNAPOLIS RD
City	FREDERICK
State	MD
Zip	21701-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 3 SECTION 2 2.31 ACRES C.T. SMITH SUBIVSION
Legal Subdivision	SMITH SUB
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	1
Census Block	1001
Census Tract	751801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

11503 Old Annapolis Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11503 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANFLIGHT LENDING LLC
Mar 8, 2022	Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Oct 12, 2017	Deed, Transfer CAPITOL TITLE INS AGENC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022 · Amount on File
Deed Sale	Mar 8, 2022 · Amount on File
Prior Sale	Oct 12, 2017 · Amount on File
Deed Book / Page	15777 / 83
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11503 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3433
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11501 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3433

Mortgage

Document Number	0147740279
Date	Apr 15, 2021
Book Page	14774/279

Lender

Name	LOANFLIGHT LENDING LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2050

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 8, 2022
Property Address	11503 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3433
Document Number	0157770083
Book / Page	15777 / 83
Map Reference	MB 85 PL 16
Instrument Date	Mar 7, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	PEAK SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11503 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3433

Mortgage

Document Number	0001577789
Date	Mar 8, 2022
Instrument	15777/89

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 12, 2017
Property Address	11503 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3433
Document Number	0120760041
Book / Page	12076 / 0041
Map Reference	MB85 PL16
Instrument Date	Sep 28, 2017
Instrument	12076-0041
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CAPITOL TITLE INS AGENC

Transaction

Amount	Amount on Record
Tax	$6,210.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2507 TUDO CT, ANNAPOLIS, MD 21401-7802

Tax Assessment & Valuation

The 2025 property tax bill for 11503 Old Annapolis Rd was $12,089.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$987,467	$998,200 Land $163,700 Building $834,500
2025	$12,089.00
2023	$8,790.00	$742,500	$982,100 Land $163,700 Building $818,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11503 Old Annapolis Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11503 Old Annapolis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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