11496 Old Annapolis Rd, Frederick, MD 21701 Property Records

Frederick County property record for 11496 Old Annapolis Rd, Frederick, MD 21701

Property Summary

Property Type	Rural Home
Details	4 ba · 4,372 sqft · built 2019
Lot Size	32.8 acres (1,432,253 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (May 2014)
Tax Bill	$10,886 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-225176`

Property Details

APN / Parcel Number

Primary APN	`08-225176`
Alternative APN	`225176`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,372 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,432,253 sqft (32.8 acres)
Garage Type	Attached
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Open Porch
Porch Area	592 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	225176
Street Address	11496 OLD ANNAPOLIS RD
City	FREDERICK
State	MD
Zip	21701-3446
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 1 32.88 ACRES CROOKED CREEK FARM
Legal Subdivision	ACRES CROOKED CREEK
Legal Lot Number	1 32
Jurisdiction	FREDERICK MD
Township / Civil Division	8, LIBERTY
Census Block Group	1
Census Block	1000
Census Tract	751801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

11496 Old Annapolis Rd, a rural home, is owned and occupied by two individuals who bought it in May 2014.

Source: Frederick County records, as of September 25, 2023

Owner of Record	2 Individual Names on File
Mailing Address	11496 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 19, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2014 · Amount on File
Deed Sale	May 13, 2014 · Amount on File
Deed Document Number	0010044480
Deed Book / Page	10044 / 480
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11496 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3446
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154980435
Date	Nov 16, 2021
Book Page	15498/435

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11496 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0125240275
Date	Jul 19, 2018
Book Page	12524/0275

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	371 Months
Due	Jun 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11496 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TRUST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133570001
Date	Nov 21, 2019
Book Page	13357/0001

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,886.00	$921,333	$1,209,200 Land $156,300 Building $1,052,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11496 Old Annapolis Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11496 Old Annapolis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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