11503 E 1050th Ave, Watson, IL 62473 Property Records

Effingham County property record for 11503 E 1050th Ave, Watson, IL 62473

Property Summary

Property Type	Rural Home
Details	1,200 sqft · built 2019
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on Record
Tax Bill	$217 (2022)
Deeds & Mortgages	Nov 2018 Construction Loan Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-06-012-050`

Property Details

APN / Parcel Number

Primary APN	`04-06-012-050`

Interior

Stories	1 Story
Building Area	1,200 sqft Base Area

Exterior

Year Built	Built 2019
Construction Type	Frame
Lot Area	653,400 sqft (15 acres)
Pole Barn	800 sqft

Location & Zoning

Street Address	11503 E 1050TH AVE
City	WATSON
State	IL
Zip	62473-2050
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	15 ACS E SIDE NE SW 3252/80 3113/146 3062/294 1669/215
Jurisdiction	EFFINGHAM IL
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3052
Census Tract	950800

Owner

Source: Effingham County records, as of August 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11503 E 1050TH AVE, WATSON, IL 62473-2050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Deed of Trust, Mortgage · Construction Mortgage WASHINGTON SAVINGS BANK
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2016
Deed Sale	Oct 27, 2016
Deed Document Number	201601604838
Deed Book / Page	3252 / 080
Record Updated	Jun 7, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	11503 E 1050TH AVE, WATSON, IL 62473-2050
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11400 E 1050TH AVE, WATSON, IL 62473-2018

Mortgage

Document Number	003426/124
Date	Nov 7, 2018
Book Page	3426/124
Instrument	201801804627

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Aug 1, 2019

Interest

Rate Type	Adjustable Rate
Rate	3.25%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	11503 E 1050TH AVE, WATSON, IL 62473-2050
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003492/026
Date	Aug 28, 2019
Book Page	3492/026
Instrument	201901903402

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Jackson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$217.00 Homeowner's exemption	$39,610 Land $2,820 Building $36,790	$118,830 Land $8,460 Building $110,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
KNR Wireless Fixed Wireless	100 / 10
Frontier DSL	10 / 1

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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