Effingham County property record for 11286 E 1050th Ave, Watson, IL 62473
| Property Type | Rural Home |
|---|---|
| Details | 1,500 sqft · built 1992 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,875 (2022) |
| Deeds & Mortgages | Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-06-012-012 |
| Primary APN | 04-06-012-012 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,500 sqft Base Area |
| Basement Area | 1,500 sqft |
| Year Built | Built 1992 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Lot Area | 435,600 sqft (10 acres) |
| Pole Barn | 2,430 sqft |
| Street Address | 11286 E 1050TH AVE |
|---|---|
| City | WATSON |
| State | IL |
| Zip | 62473-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | W1/2 W1/2 SE NW 873/269 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | JACKSON |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 950800 |
Source: Effingham County records, as of August 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11286 E 1050TH AVE, WATSON, IL 62473-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000873269 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 11286 E 1050TH AVE, WATSON, IL 62473-2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 3624/271 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 3624/271 |
| Instrument | 202020005951 |
| Name | CROSSROADS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Change Frequency | Monthly |
Source: Effingham County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Jackson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $2,875.00 Homeowner's exemption Senior Citizen's exemption | $60,390 Land $3,000 Building $57,390 | $181,170 Land $9,000 Building $172,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| KNR Wireless Fixed Wireless | 100 / 10 |
| Frontier DSL | 10 / 1 |
May also be available: Wisper ISP.
5G (outdoors only) and 4G LTE
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