11500 Ruby Rd, Cambridge, OH 43725 Property Records

Guernsey County property record for 11500 Ruby Rd, Cambridge, OH 43725 · Last verified July 2026

Property Summary

Property Type	Rural Home
Details	4.5 ba · 4,694 sqft · built 1981
Lot Size	22.6 acres (984,892 sqft)
Owner	Individual Name on File
Tax Bill	$4,851 (2025)
Deeds & Mortgages	Aug 2007 Line of Credit Jan 2013 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-0000007.000`

Property Details

APN / Parcel Number

Primary APN	`13-0000007.000`
Alternative APN	`000301-6`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,694 sqft Living Area
1st Floor Area	2,387 sqft
Basement Area	2,931 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Stone
Roof Material	Shingle
Lot Area	984,892 sqft (22.6 acres)
Garage Type	Attached
Garage Area	624 sqft
Porch	Slab
Porch Area	578 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000301-6
Street Address	11500 RUBY RD
City	CAMBRIDGE
State	OH
Zip	43725-9579
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	R2 T3 SS25 PT NW 1/4
Legal Range	02W
Legal Township	03N
Legal Section	25
Legal Tract	3
Jurisdiction	GUERNSEY OH
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3019
Census Tract	977700

Owner

Source: Guernsey County records · APN 13-0000007.000

Assessment roll updated March 3, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11500 RUBY RD, CAMBRIDGE, OH 43725-9579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2007	Deed of Trust, Mortgage · Line of Credit ADVANTAGE BANK
Jan 16, 2013	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGE BANK
Oct 06, 2011	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 06, 2011
Transfer Doc	00481/2600
Record Updated	Sep 20, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	11500 RUBY RD, CAMBRIDGE, OH 43725-9579
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00450/2417
Date	Aug 03, 2007
Book Page	450/2417
Instrument	200700022548

Lender

Name	ADVANTAGE BANK
Type	Bank
Address	BYESVILLE, OH 43723

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Jul 15, 2010

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	11500 RUBY RD, CAMBRIDGE, OH 43725-9579
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00498/3432
Date	Jan 16, 2013
Book Page	498/3432
Instrument	201300000663

Lender

Name	ADVANTAGE BANK
Type	Bank
Address	BYESVILLE, OH 43723

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2043

October 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	GUERNSEY OH
Recording Date	Oct 06, 2011
Property Address	11500 RUBY RD, CAMBRIDGE, OH 43725-9579
Document Number	00481/2600
Book / Page	481 / 2600
Instrument Date	Oct 06, 2011
Instrument	201100005742
Transaction Type	Transfer
Record Updated	Mar 06, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11500 RUBY RD, CAMBRIDGE, OH 43725-9579

Tax Assessment & Valuation

Source: Guernsey County records · Assessment roll updated March 3, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Jefferson Township
Unified School District	East Guernsey Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,851.00 (-0.33%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$188,510 (-) Land $48,944 Building $139,566
2024	$4,867.00 (+14.81%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$188,510 (+16.43%) Land $48,944 Building $139,566	$538,600 (+43.86%) Land $139,840 Building $398,760
2023	$4,239.00 (-0.56%) Homeowner's exemption Additional exemption filed	$161,906 (+23.56%) Land $40,544 Building $121,362
2022	$4,263.00 Homeowner's exemption Additional exemption filed	$131,030 Land $9,670 Building $121,360	$374,390 (-19.07%) Land $27,640 Building $346,750
2021			$462,590 Land $115,840 Building $346,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guernsey County (39059C), updated August 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390599777003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1998–2004)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Sep 2004, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Sep 2004 · 8 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 6 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Ampersand Technologies	Fixed Wireless (licensed-by-rule)	250 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

11500 Ruby Rd, Cambridge, OH 43725 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2007: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2013: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2011: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Ruby Rd

Nearby Streets

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