11386 Ruby Rd, Cambridge, OH 43725 Property Records

Guernsey County property record for 11386 Ruby Rd, Cambridge, OH 43725 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1994
Square Footage	1,792 sqft Living Area
Lot Size	226,773 sqft (5.2 acres)
Occupancy	Owner Occupied
Tax Bill	$1,377.00 (2025)

Owner

Source: Guernsey County records · APN 13-0000119.013

Assessment roll updated March 3, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11386 RUBY RD, CAMBRIDGE, OH 43725-9579
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	11386 RUBY RD, CAMBRIDGE, OH 43725-9579
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11386 RUBY RD, CAMBRIDGE, OH 43725-9579

Mortgage

Document Number	574/5612
Date	Apr 14, 2021
Book Page	574/5612
Instrument	202100001951

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	CAMBRIDGE, OH 43725

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 12, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Guernsey County records · Assessment roll updated March 3, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Jefferson Township
Unified School District	East Guernsey Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,377.00 Homeowner's exemption Senior Citizen's exemption	$50,268 (-) Land $16,748 Building $33,520
2024	$1,377.00 (+13.99%) Homeowner's exemption Senior Citizen's exemption	$50,268 (+15%) Land $16,748 Building $33,520	$143,620 (+14.98%) Land $47,850 Building $95,770
2023	$1,208.00 (-1.71%) Homeowner's exemption Senior Citizen's exemption	$43,711 (-0.02%) Land $14,563 Building $29,148
2022	$1,229.00 Homeowner's exemption	$43,720 Land $14,570 Building $29,150	$124,910 (+0.02%) Land $41,630 Building $83,280
2021			$124,890 Land $41,610 Building $83,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guernsey County (39059C), updated August 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`13-0000119.013`
Alternative APN	`003991-1`

Interior

Full Baths	2 Baths
Building Area	1,792 sqft Living Area
1st Floor	1,792 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame Construction
Roof Material	Metal Roof
Lot Area	226,773 sqft (5.2 acres)
Shed	1 Shed
Shed Area	240 sqft Shed
Deck Area	80 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	003991-1
Street Address	11386 RUBY RD
City	CAMBRIDGE
State	OH
Zip	43725-9579
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R2 T3 SS25 PT NW 1/4
Legal Range	02W
Legal Township	03N
Legal Section	25
Legal Tract	3
Jurisdiction	GUERNSEY OH
Minor Civil Division	JEFFERSON
Census Blockgroup	3
Census Block	3019
Census Tract	977700