Osceola County property record for 1150 Wycliffe Way, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,064 sqft · built 2014 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on File |
| Last Sale | $295,000 (Oct 2019) |
| Tax Bill | $6,021 (2025) |
| Deeds & Mortgages | Feb 2020 Transfer Oct 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-25-31-4423-0001-0060 |
| Primary APN | 20-25-31-4423-0001-0060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,064 sqft Living Area |
| Gross Area | 2,644 sqft |
| 1st Floor Area | 2,064 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 142 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1150 WYCLIFFE WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NOVA GROVE PB 22 PG 156-157 LOT 6 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | NOVA GROVE |
| Legal Tract | 4423 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 43700 |
1150 Wycliffe Way is owned by a company that acquired it in February 2020.
Source: Osceola County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2020 | Quit Claim Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC |
| Oct 23, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 15, 2018 | Loan Modification, Mortgage · Conventional Mortgage RP FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2019 · Amount on File |
| Deed Sale | Oct 23, 2019 · Amount on File |
| Prior Sale | Jun 3, 2014 · Amount on File |
| Deed Document Number | 2019137518 |
| Deed Book / Page | 5611 / 226 |
| Last Transfer Date | Feb 21, 2020 |
| Transfer Doc | 0056802661 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 26, 2020 |
| Property Address | 1150 WYCLIFFE WAY, SAINT CLOUD, FL 34771-7845 |
| Document Number | 0056802661 |
| Book / Page | 005680 / 002661 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 27955 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2020 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 23, 2019 |
| Property Address | 1150 WYCLIFFE WAY, SAINT CLOUD, FL 34771-7845 |
| Document Number | 0056110226 |
| Book / Page | 005611 / 000226 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 137518 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,065.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1150 WYCLIFFE WAY, SAINT CLOUD, FL 34771-7845 |
| Document Number | 0053792715 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1150 WYCLIFFE WAY ST CLOUD FL 347717845, ST CLOUD, FL 34771-7845 |
| Document Number | 0053792715 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 005379/002715 |
| Instrument | 119656 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | LAKE ZURICH, IL 60047 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 1150 Wycliffe Way was $6,021, up 6.5% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,021.00 (+6.55%) | $385,500 Land $75,000 Building $310,500 | $385,500 Land $75,000 Building $310,500 |
| 2024 | $5,651.00 (+6.16%) | ||
| 2023 | $5,323.00 (+11.55%) | $369,400 (+15.11%) Land $68,000 Building $301,400 | $369,400 (+15.11%) Land $68,000 Building $301,400 |
| 2022 | $4,772.00 | $320,900 Land $65,000 Building $255,900 | $320,900 Land $65,000 Building $255,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1150 Wycliffe Way in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1150 Wycliffe Way is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people · EPA ID FL3494439 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Also Mapped Here | TOHO WATER AUTHORITY-POINCIANA SYSTEM |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Xfinity.
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