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1120 Wycliffe Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1120 Wycliffe Way, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,848 sqft · built 2014
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$590,000 (Nov 2023)
Tax Bill$6,745 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-25-31-4423-0001-0030

Property Details

APN / Parcel Number

Primary APN20-25-31-4423-0001-0030
Alternative APN
  • 253120442300010030

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,848 sqft Living Area
Gross Area3,729 sqft
1st Floor Area1,254 sqft
Upper Floors Area1,594 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area336 sqft
PorchFinished/Open Porch
Porch Area356 sqft
Deck Area464 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1120 WYCLIFFE WAY
CitySAINT CLOUD
StateFL
Zip34771-7845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNOVA GROVE PB 22 PG 156-157 LOT 3
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNOVA GROVE
Legal Tract4423
Legal Block30
Legal Lot Number3
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1056
Census Tract43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1120 WYCLIFFE WAY, SAINT CLOUD, FL 34771-7845
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2023 · Amount on Record
Deed SaleNov 15, 2023 · Amount on Record
Prior SaleJul 18, 2016 · Amount on Record
Deed Document Number2023150352
Deed Book / Page6505 / 1388
Prior Transfer DateAug 30, 2018
Prior Transfer Doc0053962525
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 15, 2023
Property Address1120 WYCLIFFE WAY, SAINT CLOUD, FL 34771-7845
Document Number0065051388
Book / Page6505 / 1388
Map ReferenceMB 22 PG 156&157
Instrument DateNov 10, 2023
Instrument2023150352
Transaction TypeTransfer
Record UpdatedDec 6, 2023
Title CompanyGULF TITLE GUARANTY AGENCY LLC, FLA TITLE GUARANTY AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,130.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 ORANGE AVE, SAINT CLOUD, FL 34769-3061

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 WYCLIFFE WAY, SAINT CLOUD, FL 34771-7845

Mortgage

Document Number0065051390
DateNov 15, 2023
Instrument6505/1390
Lender
NameOCMBC INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,745.00 (-0.27%)$476,300 (+3.95%) Land $75,000 Building $401,300$476,300 (+3.95%) Land $75,000 Building $401,300
2024$6,763.00 (+6.24%)
2023$6,366.00 (+11.27%)$458,200 (+14.09%) Land $68,000 Building $390,200$458,200 (+14.09%) Land $68,000 Building $390,200
2022$5,721.00$401,600 Land $65,000 Building $336,600$401,600 Land $65,000 Building $336,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWA SUNBRIDGE WATER TREATMENT PLANT
public/private · serves 542 people · EPA ID FL3494439
Water SourceGroundwater
Last State InspectionJan 2025
Also Mapped HereTOHO WATER AUTHORITY-POINCIANA SYSTEM
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile, Xfinity.

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