1150 White Oak Cir, Melbourne, FL 32934 Property Records

Brevard County property record for 1150 White Oak Cir, Melbourne, FL 32934

Property Summary

Property Type	Single Family Home
Details	1,617 sqft · built 2000
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Mar 2018)
Tax Bill	$2,943 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Jan 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-36-23-03-*-195`

Property Details

APN / Parcel Number

Primary APN	`27-36-23-03-*-195`
Alternative APNs	`27-36-23-03-00000.0-0195.00` `2736728`

Interior

Stories	1 Story
Building Area	1,617 sqft Living Area
Gross Area	2,300 sqft
1st Floor Area	1,617 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Width	124 ft Width
Garage Type	Attached
Garage Area	415 sqft
Porch	Florida Room
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2736728
Street Address	1150 WHITE OAK CIR
City	MELBOURNE
State	FL
Zip	32934-7287
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	MAGNOLIA LAKES PHASE 2-A LOT 195
Legal Range	36E
Legal Township	27S
Legal Section	23
Legal Subdivision	MAGNOLIA LAKES PHASE 2-A
Legal Phase	2
Legal Lot Number	195
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2006
Census Tract	64130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1150 WHITE OAK CIR, MELBOURNE, FL 32934-7287
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPACE COAST CU
Jan 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Dec 4, 2019	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Mar 19, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2018 · Amount on Record
Deed Sale	Mar 19, 2018 · Amount on Record
Prior Sale	Jul 7, 2000 · Amount on Record
Deed Document Number	201860067
Deed Book / Page	8116 / 1824
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1150 WHITE OAK CIR, MELBOURNE, FL 32934-7287
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 WHITE OAK CIR, MELBOURNE, FL 32934-7287

Mortgage

Document Number	0096411305
Date	Oct 24, 2022
Book Page	9641/1305
Instrument	2022254393

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 25, 2032

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1150 WHITE OAK CIR, MELBOURNE, FL 32934-7287
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 WHILE OAK CIR, MELBOURNE, FL 32934-7287

Mortgage

Document Number	0102420932
Date	Jan 15, 2025
Book Page	10242/932
Instrument	2025008828

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1150 WHITE OAK CIR, MELBOURNE, FL 32934-7287
Document Number	0086142750
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 WHITE OAK CIR MELBOURNE FL 329347287, MELBOURNE, FL 32934-7287

Mortgage

Document Number	0086142750
Date	Dec 16, 2019
Book Page	008614/002750
Instrument	272419

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 19, 2018
Property Address	1150 WHITE OAK CIR, MELBOURNE, FL 32934-7287
Document Number	0081161824
Book / Page	008116 / 001824
Instrument Date	Mar 9, 2018
Instrument	60067
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,428.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4917 FAUNA DR MELBOURNE FL 329347287, MELBOURNE, FL 32934-7287

Mortgage

Document Number	81161826
Date	Mar 19, 2018
Book Page	008116/001826
Instrument	60068

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,890 (+2.7%)	$264,950 (-5.36%)
2025	$2,943.00 (+8.4%) Homeowner's exemption	$201,460 (+5.98%)	$279,950 (+0.77%) Land $70,000 Building $209,950
2023	$2,715.00 (+6.68%) Homeowner's exemption	$190,090 (+3%)	$277,820 (+7.85%) Land $65,000 Building $212,820
2022	$2,545.00 Homeowner's exemption	$184,560	$257,610 Land $60,000 Building $197,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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