Brevard County property record for 1148 White Oak Cir, Melbourne, FL 32934
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,172 sqft · built 2000 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $128,300 (Feb 2000) |
| Tax Bill | $4,677 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-36-23-03-*-196 |
| Primary APN | 27-36-23-03-*-196 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,172 sqft Living Area |
| Gross Area | 2,853 sqft |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Width | 43 ft Width |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Florida Room |
| Porch Area | 261 sqft |
| Patio Area | 21 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2736729 |
|---|---|
| Street Address | 1148 WHITE OAK CIR |
| City | MELBOURNE |
| State | FL |
| Zip | 32934-7287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | MAGNOLIA LAKES PHASE 2-A LOT 196 |
| Legal Range | 36E |
| Legal Township | 27S |
| Legal Section | 23 |
| Legal Subdivision | MAGNOLIA LAKES PHASE 2-A |
| Legal Phase | 2 |
| Legal Lot Number | 196 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 64130 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 1148 WHITE OAK CIR, MELBOURNE, FL 32934-7287 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2000 · Amount on Record |
| Deed Sale | Feb 10, 2000 · Amount on Record |
| Deed Book / Page | 4119 / 3535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1148 WHITE OAK CIR, MELBOURNE, FL 32934-7287 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1148 WHITE OAK CIR, MELBOURNE, FL 32934-7287 |
| Document Number | 0092230995 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 9223/995 |
| Instrument | 2021211231 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,700 (-4.69%) | $302,700 (-4.69%) | |
| 2025 | $4,677.00 (-6.35%) Homeowner's exemption Senior Citizen's exemption | $317,600 (+0.87%) Land $70,000 Building $247,600 | $317,600 (+0.87%) Land $70,000 Building $247,600 |
| 2023 | $4,994.00 (+14.36%) | $314,860 (+10.44%) Land $65,000 Building $249,860 | $314,860 (+10.44%) Land $65,000 Building $249,860 |
| 2022 | $4,367.00 | $285,100 Land $60,000 Building $225,100 | $285,100 Land $60,000 Building $225,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 73 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 73 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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