1150 Sumner Cir, Gurnee, IL 60031 Property Records

Lake County property record for 1150 Sumner Cir, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,634 sqft · built 1993
Lot Size	0.291 acres (12,685 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Jun 2020)
Tax Bill	$9,678 (2024)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-17-401-014`

Property Details

APN / Parcel Number

Primary APN	`07-17-401-014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,634 sqft Living Area
Gross Area	2,694 sqft
1st Floor Area	952 sqft
2nd Floor Area	682 sqft
Upper Floors Area	682 sqft
Basement Area	660 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,685 sqft (0.291 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	1150 SUMNER CIR
City	GURNEE
State	IL
Zip	60031-4021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBROOK ESTATES PHASE 1; LOT 66
Legal Subdivision	STONEBROOK ESTATES PHASE 1
Legal Phase	1
Legal Lot Number	66
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	3
Census Block	3001
Census Tract	861611

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1150 SUMNER CIR, GURNEE, IL 60031-4021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Nov 27, 2018	Intrafamily Transfer, Transfer · ARM FIRST FEDERAL SAVINGS BANK
Jan 9, 2017	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Prior Sale	Jan 9, 2017 · Amount on Record
Deed Document Number	20207662657
Prior Transfer Date	Nov 1, 2018
Prior Transfer Doc	0007528101
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 10, 2020
Property Address	1150 SUMNER CIR, GURNEE, IL 60031-4021
Document Number	0007662657
Instrument Date	May 29, 2020
Instrument	7662657
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 SUMNER CIR #100 LAKE FOREST IL 60045, 100, LAKE FOREST, IL 60045

Mortgage

Document Number	7662658
Date	Jun 10, 2020
Instrument	7662658

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Interest

Rate	3.5%

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Nov 27, 2018
Property Address	1150 SUMNER CIR, GURNEE, IL 60031-4021
Document Number	0007528101
Map Reference	DOC3210308
Instrument Date	Nov 1, 2018
Instrument	7528101
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 SUMNER CIR, GURNEE, IL 60031-4021

Mortgage

Document Number	0007528102
Date	Nov 27, 2018
Instrument	7528102

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

Mortgage

Document Number	0007528103
Date	Nov 27, 2018
Instrument	7528103

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 13, 2033

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 9, 2017
Property Address	1150 SUMNER CIR, GURNEE, IL 60031-4021
Document Number	0007363136
Map Reference	DOC3182382
Instrument Date	Dec 28, 2016
Instrument	7363136
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1150 SUMNER CIR, 1150, GURNEE, IL 60031-4021

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1150 SUMNER CIR, GURNEE, IL 60031-4021

Mortgage

Document Number	0007363137
Date	Jan 9, 2017
Instrument	7363137

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,118 (+19.97%) Land $22,318 Building $98,800	$363,391 (+19.97%) Land $66,961 Building $296,430
2024	$9,678.00 (+10.49%)
2023	$8,759.00 (+10.69%)	$100,955 (+5.31%) Land $18,603 Building $82,352	$302,896 (+5.31%) Land $55,815 Building $247,081
2022	$7,913.00	$95,863 Land $17,545 Building $78,318	$287,617 Land $52,640 Building $234,977

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: E-vergent.

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