1149 Sumner Cir, Gurnee, IL 60031 Property Records

Lake County property record for 1149 Sumner Cir, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,295 sqft · built 1993
Lot Size0.241 acres (10,485 sqft)
OwnerIndividual Name on File
Last Sale$238,500 (Nov 1999)
Tax Bill$11,758 (2024)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN07-17-402-016

Property Details

APN / Parcel Number

Primary APN07-17-402-016

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area2,295 sqft Living Area
Gross Area3,773 sqft
1st Floor Area1,242 sqft
2nd Floor Area1,053 sqft
Upper Floors Area1,053 sqft
Basement Area1,058 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,485 sqft (0.241 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1149 SUMNER CIR
CityGURNEE
StateIL
Zip60031-4022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEBROOK ESTATES PHASE 1; LOT 74
Legal SubdivisionSTONEBROOK ESTATES PHASE 1
Legal Phase1
Legal Lot Number74
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group3
Census Block3002
Census Tract861611

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1149 SUMNER CIR, GURNEE, IL 60031-4022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 1999 · Amount on File
Deed SaleNov 12, 1999 · Amount on File
Deed Document Number19994449838
Last Transfer DateNov 8, 2012
Transfer Doc0006926701
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address1149 SUMNER CIR, GURNEE, IL 60031-4022
Transaction TypeMortgage
Record UpdatedSep 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007928186
DateAug 23, 2022
Instrument7928186
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$145,286 (+19.97%) Land $18,444 Building $126,842$435,902 (+19.97%) Land $55,338 Building $380,564
2024$11,758.00 (+11.05%)
2023$10,588.00 (+10.58%)$121,099 (+5.64%) Land $15,373 Building $105,726$363,334 (+5.64%) Land $46,124 Building $317,210
2022$9,575.00$114,634 Land $14,500 Building $100,134$343,936 Land $43,504 Building $300,432

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: E-vergent.

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