1150 Lagoon Rd, Tower, MN 55790 Property Records

St. Louis County property record for 1150 Lagoon Rd, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Lot Size	0.08 acres (3,499 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Nov 2021)
Tax Bill	$48 (2026)
Deeds & Mortgages	Nov 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`080-0010-03940`

Property Details

APN / Parcel Number

Primary APN	`080-0010-03940`
Alternative APN	`1121441`

Exterior

Lot Area	3,499 sqft (0.08 acres)

Location & Zoning

Account Number	1121441
Street Address	1150 LAGOON RD
City	TOWER
State	MN
Zip	55790-8138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 EXCEPT E1/2, BLOCK 31 SERIAL #
Legal Subdivision	TOWER
Legal Block	31
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2036
Census Tract	15402

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1150 LAGOON RD, TOWER, MN 55790-8138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Nov 1, 2013 · Amount on Record
Deed Document Number	20211430810
Prior Transfer Date	Oct 18, 2013
Prior Transfer Doc	00A1226840
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 24, 2021
Property Address	1150 LAGOON RD, TOWER, MN 55790-8138
Document Number	0001430810
Instrument Date	Nov 15, 2021
Instrument	1430810
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1150 LAGOON RD, TOWER, MN 55790-8138

Mortgage

Document Number	0001430812
Date	Nov 24, 2021
Instrument	1430812

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 15, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$48.00 (-7.69%) Homeowner's exemption
2025	$52.00 Homeowner's exemption	$3,000 (-) Land $3,000	$3,000 (-) Land $3,000
2024		$3,000 (+11.11%) Land $3,000	$3,000 (+11.11%) Land $3,000
2022	$52.00	$2,700 Land $2,700	$2,700 Land $2,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tower serves 426 people · EPA ID MN1690051
Water Source	Purchased groundwater influenced by surface water from Breitung
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	2.37 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Consolidated Telephone Company.

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