1138 Lagoon Rd, Tower, MN 55790 Property Records

St. Louis County property record for 1138 Lagoon Rd, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,564 sqft · built 1980
Lot Size	0.88 acres (38,340 sqft)
Owner	Individual Name on File
Tax Bill	$3,578 (2026)
Deeds & Mortgages	Jan 2026 Transfer Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`387-0335-00160`

Property Details

APN / Parcel Number

Primary APN	`387-0335-00160`
Alternative APNs	`868704` `89259`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,564 sqft Gross Area
1st Floor Area	1,564 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Frame
Lot Area	38,340 sqft (0.88 acres)
Garage Area	1,008 sqft
Porch	Slab
Deck Area	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	868704
Street Address	1138 LAGOON RD
City	TOWER
State	MN
Zip	55790-8138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 & 50 FT OF LOT 15 LYING PARALLEL& ADJACENT TO LOT 16 SERIAL #
Legal Subdivision	SACRED HEART OF JESUS BEACH 1S
Legal Lot Number	15
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1299
Census Tract	15502

Owner

Source: St. Louis County records · APN 387-0335-00160

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1138 LAGOON RD, TOWER, MN 55790-8138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 02, 2026	Affidavit of Death of Joint Tenant, Transfer
Jan 02, 2026	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 02, 2026
Transfer Doc	0001525503
Record Updated	Sep 20, 2026

January 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Jan 02, 2026
Property Address	1138 LAGOON RD, TOWER, MN 55790-8138
Document Number	0001525503
Instrument Date	Dec 23, 2025
Instrument	1525503
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 LAGOON RD, TOWER, MN 55790-8138

January 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Jan 02, 2026
Property Address	1138 LAGOON RD, TOWER, MN 55790-8138
Document Number	0001097893
Instrument Date	Dec 23, 2025
Instrument	1097893
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 LAGOON RD, TOWER, MN 55790-8138

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,578.00 (+45.09%) Homeowner's exemption
2025	$2,466.00 (-11.8%) Homeowner's exemption	$449,900 (+21.56%) Land $133,000 Building $316,900	$449,900 (+21.56%) Land $133,000 Building $316,900
2024	$2,796.00	$370,100 (+13.7%) Land $131,600 Building $238,500	$370,100 (+13.7%) Land $131,600 Building $238,500
2022		$325,500 Land $118,600 Building $206,900	$325,500 Land $118,600 Building $206,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Telephone Company Fiber	1,000 / 1,000

Based on FCC filings for 28 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lagoon Rd

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