1150 Harding St, Escondido, CA 92027 Property Records

San Diego County property record for 1150 Harding St, Escondido, CA 92027

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,366 sqft · built 1971
Lot Size0.181 acres (7,900 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Aug 2016)
Tax Bill$5,645 (2025)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN227-352-04-00

Property Details

APN / Parcel Number

Primary APN227-352-04-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,366 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area7,900 sqft (0.181 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1150 HARDING ST
CityESCONDIDO
StateCA
Zip92027-1409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-7
Legal DescriptionLOT 3 TR 006554
Legal SubdivisionESCONDIDO BLKS RESUB
Legal Tract006554
Legal Block4
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4003
Census Tract20109

Owner

1150 Harding St is owned and occupied by two individuals who bought it in August 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1150 HARDING ST, ESCONDIDO, CA 92027-1409
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2016 · Amount on File
Deed SaleAug 18, 2016 · Amount on File
Prior SaleMay 9, 1995 · Amount on File
Deed Document Number2016426885
Prior Transfer DateFeb 3, 1995
Prior Transfer Doc0000056922
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateMay 26, 2026
Property Address1150 HARDING ST, ESCONDIDO, CA 92027-1409
Document Number0000148367
Instrument DateMay 20, 2026
Instrument2026148367
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1150 HARDING ST, ESCONDIDO, CA 92027-1409

Mortgage

Document Number0000148367,
DateMay 26, 2026
Instrument2026148367
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1150 Harding St was $5,645 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEscondido City
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$509,022 (+2%) Land $215,346 Building $293,676
2025$5,645.00 Homeowner's exemption$499,042 Land $211,124 Building $287,918
2023$5,402.00 (+1.1%) Homeowner's exemption$479,666 Land $202,927 Building $276,739
2022$5,343.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1150 Harding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1150 Harding St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ESCONDIDO
serves 137,044 people · EPA ID CA3710006
Water SourceSurface water
Last State InspectionSep 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Harding St

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