1120 Harding St, Escondido, CA 92027 Property Records

San Diego County property record for 1120 Harding St, Escondido, CA 92027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,300 sqft · built 1971
Lot Size0.191 acres (8,300 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Nov 2017)
Tax Bill$5,873 (2025)
Deeds & MortgagesNov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN227-352-07-00

Property Details

APN / Parcel Number

Primary APN227-352-07-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,300 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area8,300 sqft (0.191 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1120 HARDING ST
CityESCONDIDO
StateCA
Zip92027-1409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-7
Legal DescriptionLOT 6 TR 006554
Legal SubdivisionESCONDIDO BLKS RESUB
Legal Tract006554
Legal Block4
Legal Lot Number6
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4003
Census Tract20109

Owner

1120 Harding St is owned by an individual who bought it in November 2017.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1637 E VALLEY PKWY, ESCONDIDO, CA 92027-2408
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2017 · Amount on File
Deed SaleNov 30, 2017 · Amount on File
Prior SaleJul 3, 2013 · Amount on File
Deed Document Number2017557509
Prior Transfer DateNov 15, 1996
Prior Transfer Doc0000586485
Record UpdatedOct 29, 2026

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 30, 2017
Property Address1120 HARDING ST, ESCONDIDO, CA 92027-1409
Document Number0000557509
Instrument DateNov 16, 2017
Instrument557509
Transaction TypeTransfer
Record UpdatedDec 5, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 HARDING ST ESCONDIDO CA 920271409, ESCONDIDO, CA 92027-1409

Mortgage

Document Number557510
DateNov 30, 2017
Instrument557510
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1120 Harding St was $5,873.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEscondido City
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$522,255 (+2%) Land $265,854 Building $256,401
2025$5,873.00$512,016 Land $260,642 Building $251,374
2023$5,623.00 (+1.06%)$492,136 Land $250,522 Building $241,614
2022$5,564.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1120 Harding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 Harding St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ESCONDIDO
serves 137,044 people · EPA ID CA3710006
Water SourceSurface water
Last State InspectionSep 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Harding St

Nearby Streets

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