Harrison County property record for 115 Youngswood Loop, Pass Christian, MS 39571
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,305 sqft · built 2008 |
| Lot Size | 0.36 acres (15,715 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $649,000 (Jun 2021) |
| Tax Bill | $8,304 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0312M-01-047.000 |
| Primary APN | 0312M-01-047.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,305 sqft Adjusted Area |
| 1st Floor Area | 1,644 sqft |
| 2nd Floor Area | 624 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 15,715 sqft (0.36 acres) |
| Pool Area | 600 sqft |
| Deck Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 115 YOUNGSWOOD LOOP |
|---|---|
| City | PASS CHRISTIAN |
| State | MS |
| Zip | 39571-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 SQUARE 57 TIMBER RIDGE SHORES UNIT 3 -SLIP- |
| Legal Range | 13W |
| Legal Township | 08S |
| Legal Section | 23 |
| Legal Subdivision | TIMBER RIDGE SHORES UNIT NO 3 |
| Legal Block | 57 |
| Legal Lot Number | 8 |
| Legal Unit | 3 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 3002 |
Source: Harrison County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 707 S SEVERIN ST, ERATH, LA 70533-4145 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GULF SOUTH MORTGAGE LLC |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK |
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK |
| Jun 15, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on Record |
| Deed Sale | Jun 15, 2021 · Amount on Record |
| Prior Sale | Jun 15, 2021 · Amount on Record |
| Deed Document Number | 20218264DJ1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 115 YOUNGSWOOD LOOP, PASS CHRISTIAN, MS 39571-2312 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20210007568TJ1 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021-0007568-T-J1 |
| Name | GULF SOUTH MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 115 YOUNGSWOOD LOOP, PASS CHRISTIAN, MS 39571-2312 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202003694TJ1 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 2020-03694-T-J1 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 115 YOUNGSWOOD LOOP, PASS CHRISTIAN, MS 39571-2312 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20200010705TJ1 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020-0010705-T-J1 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 26, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jun 15, 2021 |
| Property Address | 115 YOUNGSWOOD LOOP, PASS CHRISTIAN, MS 39571-2312 |
| Document Number | 20210008264DJ1 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021-0008264-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 ARBOR LN, 504, BRANDON, MS 39047-7075 |
| Name | Verified Name |
|---|---|
| Address | 707 S SEVERIN ST, ERATH, LA 70533-4145 |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Pass Christian City |
| Unified School District | Pass Christian Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,304.00 (+5.76%) | $57,520 (+3.56%) | $383,467 (+3.56%) Land $57,500 Building $325,967 |
| 2024 | $7,852.00 | ||
| 2023 | $7,852.00 | $55,541 | $370,275 Land $57,500 Building $312,775 |
| 2022 | $7,852.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 625 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 629 units insured incl. 4 condo units |
| Nearby Flood Claims | 205 (1998–2024) |
| Most Recent Claim | Sep 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PASS CHRISTIAN serves 10,436 people · EPA ID MS0240009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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