Harrison County property record for 109 Youngswood Loop, Pass Christian, MS 39571
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 3,790 sqft · built 2002 |
| Lot Size | 0.22 acres (9,616 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,119 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0312M-01-044.000 |
| Primary APN | 0312M-01-044.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 3,790 sqft Adjusted Area |
| 1st Floor Area | 1,876 sqft |
| 2nd Floor Area | 938 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,616 sqft (0.22 acres) |
| Deck Area | 270 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 109 YOUNGSWOOD LOOP |
|---|---|
| City | PASS CHRISTIAN |
| State | MS |
| Zip | 39571-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 SQUARE 57 TIMBER RIDGE SHORES UNIT 3 -SLIP- |
| Legal Range | 13W |
| Legal Township | 08S |
| Legal Section | 23 |
| Legal Subdivision | TIMBER RIDGE SHORES UNIT NO 3 |
| Legal Block | 57 |
| Legal Lot Number | 6 |
| Legal Unit | 3 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 3002 |
109 Youngswood Loop is owned and occupied by two individuals who acquired it in October 2022.
Source: Harrison County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 YOUNGSWOOD LOOP, PASS CHRISTIAN, MS 39571-2312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK |
| May 16, 2018 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2022 |
| Deed Sale | Oct 28, 2022 |
| Deed Document Number | 202227016 |
| Prior Transfer Date | Oct 27, 2022 |
| Prior Transfer Doc | 0000027016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jun 1, 2026 |
| Property Address | 109 YOUNGSWOOD LOOP, PASS CHRISTIAN, MS 39571-2312 |
| Document Number | 0000010613 |
| Instrument Date | May 20, 2026 |
| Instrument | 202610613 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 109 YOUNGSWOOD LOOP, PASS CHRISTIAN, MS 39571-2312 |
| Document Number | 0000010613, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 202610613 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 26, 2051 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 109 YOUNGSWOOD LOOP, PASS CHRISTIAN, MS 39571-2312 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210003215TJ1 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021-0003215-T-J1 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 26, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 109 YOUNGSWOOD LOOP, PASS CHRISTIAN, MS 39571-2312 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20180004112TJ1 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 2018-0004112-T-J1 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | May 26, 2023 |
The 2025 property tax bill for 109 Youngswood Loop was $4,119 with exemptions applied, up 6.6% from the year before.
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Pass Christian City |
| Unified School District | Pass Christian Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,119.00 (+6.6%) Homeowner's exemption Disabled Person's exemption | $30,613 | $306,125 Land $57,500 Building $248,625 |
| 2024 | $3,864.00 | ||
| 2023 | $3,864.00 Homeowner's exemption Disabled Person's exemption | $29,453 | $294,533 Land $57,500 Building $237,033 |
| 2022 | $3,864.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Youngswood Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 625 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 629 units insured incl. 4 condo units |
| Nearby Flood Claims | 205 (1998–2024) |
| Most Recent Claim | Sep 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Youngswood Loop is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PASS CHRISTIAN serves 10,436 people · EPA ID MS0240009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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