115 Winter St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 115 Winter St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1925
Square Footage	2,232 sqft Living Area
Lot Size	11,779 sqft (0.27 acres)
Occupancy	Owner Occupied
Last Sale	$160,000 (1999)
Tax Bill	$6,539.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-F B:0019 L:0014`
Alternative APNs	`M:007=F B:0019 L:0014` `2597016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,232 sqft Living Area
Gross Area	4,477 sqft Gross Area
1st Floor	1,128 sqft 1st Floor
Basement Area	1,104 sqft Basement
Unfinished Basement	1,104 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,779 sqft (0.27 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	2597016
Street Address	115 WINTER ST
City	SAUGUS
State	MA
Zip	01906-1624
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	19
Legal Lot Number	14
Jurisdiction	SAUGUS MA
Minor Civil Division	SAUGUS
Census Blockgroup	1
Census Block	1011
Census Tract	208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:007-F B:0019 L:0014

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	115 WINTER ST, SAUGUS, MA 01906-1624
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 1999 · Amount on Record
Deed Sale	Dec 15, 1999 · Amount on Record
Deed Book / Page	16101 / 497
Record Refreshed	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	115 WINTER ST, SAUGUS, MA 01906-1624
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041972-19
Date	Feb 02, 2024
Book Page	41972/19
Instrument	20240202000190

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Mar 01, 2064

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,539.00 (+5.83%)	$612,300 (+5.53%) Land $302,900 Building $309,400	$581,400
2024	$6,179.00 (+0.73%)	$580,200 (+6.5%) Land $275,300 Building $304,900
2023	$6,134.00	$544,800 Land $247,800 Building $297,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.