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112 Winter St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 112 Winter St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,584 sqft · built 1925
Lot Size0.255 acres (11,112 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (May 2012)
Tax Bill$6,008 (2025)
Deeds & MortgagesOct 2022 Refinance
Feb 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNSAUG M:007-F B:0034 L:0001

Property Details

APN / Parcel Number

Primary APNSAUG M:007-F B:0034 L:0001
Alternative APNs
  • M:007=F B:0034 L:0001
  • 7111008

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,584 sqft Living Area
Gross Area3,314 sqft
1st Floor Area704 sqft
Basement Area704 sqft
Unfinished Basement704 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,112 sqft (0.255 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number7111008
Street Address112 WINTER ST
CitySAUGUS
StateMA
Zip01906-1625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block34
Legal Lot Number1
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group1
Census Block1006
Census Tract208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:007-F B:0034 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address112 WINTER ST, SAUGUS, MA 01906-1625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA
Feb 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ENVOY MORTGAGE LTD
Feb 16, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 18, 2012 · Amount on Record
Deed SaleMay 18, 2012 · Amount on Record
Prior SaleSep 17, 2010 · Amount on Record
Deed Book / Page31356 / 555
Last Transfer DateFeb 08, 2021
Transfer Doc0039531-93
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address112 WINTER ST, SAUGUS, MA 01906-1625
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041248-138
DateOct 17, 2022
Book Page41248/138
Instrument20221017000070
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address112 WINTER ST, SAUGUS, MA 01906-1625
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039531-95
DateFeb 16, 2021
Book Page39531/95
Instrument20210216002530
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateFeb 16, 2021
Property Address112 WINTER ST, SAUGUS, MA 01906-1625
Document Number0039531-93
Book / Page39531 / 93
Instrument DateFeb 08, 2021
Instrument20210216002520
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address112 WINTER ST, SAUGUS, MA 01906-1625

Mortgage

Document Number0039531-95
DateFeb 16, 2021
Book Page39531/95
Instrument20210216002530
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,008.00 (+6.26%)$562,500 (+5.95%) Land $300,700 Building $261,800$491,245
2024$5,654.00 (+1.13%)$530,900 (+6.93%) Land $273,300 Building $257,600
2023$5,591.00$496,500 Land $246,000 Building $250,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092082001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1979–1988)
Most Recent ClaimJan 1988, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 486 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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