115 Whitcomb Dr, Geneva, FL 32732 Property Records

Seminole County property record for 115 Whitcomb Dr, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,119 sqft · built 1995
Lot Size2.45 acres (106,885 sqft)
Owner2 Individual Names on File
Last Sale$4,000 (Nov 2025)
Tax Bill$8,059 (2025)
Deeds & MortgagesNov 2025 Sale
Flood ZoneZone X (moderate risk)
APN24-20-32-502-0000-0080

Property Details

APN / Parcel Number

Primary APN24-20-32-502-0000-0080
Alternative APN
  • 20322450200000080

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area3,119 sqft Living Area
Gross Area3,859 sqft
1st Floor Area3,119 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area106,885 sqft (2.45 acres)
Lot Dimensions931 ft deep x 218 ft wide
Garage TypeAttached
Garage Area740 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area487 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address115 WHITCOMB DR
CityGENEVA
StateFL
Zip32732-9252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOTS 8 TO 11 (LESS SELY 16.37 FT OF LOT 8 & BEG 75 FT S 49 DEG 09 MIN 30 SEC E FROM WLY COR OF LOT 9 RUN N 34 DEG 41 MIN 24 SEC E 389.23 FT S 55 DEG 32 MIN 30 SEC E 8.62 FT S 34 DEG 42 MIN 30 SEC W 390.18 FT N 49 DEG 09 MIN 30 SEC W 8.54 FT TO BEG &
Legal Range32E
Legal Township20S
Legal Section24
Legal SubdivisionLAKE HARNEY SHORES 1ST ADD
Legal Tract502
Legal Lot Number8 - 1
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2018
Census Tract21201

Owner

115 Whitcomb Dr is owned by two individuals who bought it in November 2025.

Source: Seminole County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address2200 SOUTHERLAND CT, GENEVA, FL 32732-8531
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2025 · Amount on File
Deed SaleNov 10, 2025 · Amount on File
Prior SaleOct 1, 2008 · Amount on File
Deed Document Number2025112499
Deed Book / Page10932 / 1576
Prior Transfer DateNov 2, 2025
Prior Transfer Doc0109321576
Record UpdatedOct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEMINOLE FL
Recording DateNov 10, 2025
Property Address115 WHITCOMB DR, GENEVA, FL 32732-9252
Document Number0109321576
Book / Page10932 / 1576
Map ReferenceMB 8 PG 14
Instrument DateNov 2, 2025
Instrument2025112499
Transaction TypeTransfer
Record UpdatedDec 1, 2025

Transaction

AmountAmount on Record
Tax$28.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address107 WHITCOMB DR, GENEVA, FL 32732-9252

Transferred To (Grantee/Buyer)

NameVerified Name
Address2200 SOUTHERLAND CT, GENEVA, FL 32732-8531

Tax Assessment & Valuation

The 2025 property tax bill for 115 Whitcomb Dr was $8,059.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,059.00$607,729$728,871 Land $302,960 Building $425,911
2023$7,404.00 (+2.41%) Homeowner's exemption$573,400 (+3%)$677,064 (+0.62%) Land $275,418 Building $401,646
2022$7,230.00 Homeowner's exemption$556,699$672,897 Land $275,418 Building $397,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Whitcomb Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 201 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims112 (1982–2024)
Claims Outside the SFHA10 of 112
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 31 claims
  • Hurricane Ian, Oct 2022 · 44 claims
  • Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Whitcomb Dr is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE HARNEY WATER ASSOCIATION
private · serves 700 people · EPA ID FL3590698
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2024
Total trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whitcomb Dr

Nearby Streets

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