Putnam County property record for 115 Waterside Cir, Winfield, WV 25213 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,580 sqft Living Area |
| Lot Size | 18,687 sqft (0.428 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $424,500 (2020) |
| Tax Bill | $4,340.00 (2025) |
| Primary APN | 13-8-0038.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 3,580 sqft Living Area |
| 1st Floor | 1,965 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Colonial Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 18,687 sqft (0.428 acres) |
| Depth X Width | 173 ft x 110 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 00051937 |
|---|---|
| Street Address | 115 WATERSIDE CIR |
| City | WINFIELD |
| State | WV |
| Zip | 25213-9551 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 115 MARINER'S LANDING SUBD |
| Legal Subdivision | LANDING SUB |
| Legal Lot Number | 115 |
| Jurisdiction | PUTNAM WV |
| Minor Civil Division | 2 |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 20400 |
Source: Putnam County records · APN 13-8-0038.0000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 115 WATERSIDE CIR, WINFIELD, WV 25213-9551 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FCU |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FCU |
| Aug 03, 2020 | Warranty Deed, Transfer · Conventional Mortgage VICTORIAN FINANCE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2020 · Amount on Record |
| Deed Sale | Aug 03, 2020 · Amount on Record |
| Prior Sale | Aug 04, 2006 · Amount on Record |
| Deed Doc Number | 004881400003 |
| Deed Book / Page | 590 / 852 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 115 WATERSIDE CIR, WINFIELD, WV 25213-9551 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001202/452 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 1202/452 |
| Instrument | 004527260006 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 20, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 115 WATERSIDE CIR, WINFIELD, WV 25213-9551 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001240/526 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 1240/526 |
| Instrument | 004830980006 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 12, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Aug 03, 2020 |
| Property Address | 115 WATERSIDE CIR, WINFIELD, WV 25213-9551 |
| Document Number | 000590/852 |
| Book / Page | 590 / 852 |
| Map Reference | PC C SLIDE 748 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 004881400003 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | BESTITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,867.80 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 115 WATERSIDE CIR, WINFIELD, WV 25213-9551 |
| Document Number | 001253/114 |
|---|---|
| Date | Aug 03, 2020 |
| Book Page | 1253/114 |
| Instrument | 004881410010 |
| Name | VICTORIAN FINANCE LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Municipality | Winfield Town |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,340.00 (+16.39%) | $290,160 (+13.57%) Land $46,740 Building $243,420 | $483,600 (+13.57%) Land $77,900 Building $405,700 |
| 2023 | $3,729.00 (+3.84%) | $255,480 (+3.22%) Land $46,740 Building $208,740 | $425,800 (+3.22%) Land $77,900 Building $347,900 |
| 2022 | $3,591.00 | $247,500 Land $45,060 Building $202,440 | $412,500 Land $75,100 Building $337,400 |
Source: FEMA National Flood Hazard Layer, Putnam County (54079C), updated February 2, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 37% of the US · above 49% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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