Putnam County property record for 106 Waterside Cir, Winfield, WV 25213
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,902 sqft · built 2002 |
| Lot Size | 0.312 acres (13,634 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (May 2020) |
| Tax Bill | $4,006 (2025) |
| Deeds & Mortgages | May 2020 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-8-0027.0000 |
| Primary APN | 13-8-0027.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,902 sqft Living Area |
| 1st Floor Area | 1,644 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Lot Area | 13,634 sqft (0.312 acres) |
| Lot Dimensions | 139 ft deep x 98 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00045746 |
|---|---|
| Street Address | 106 WATERSIDE CIR |
| City | WINFIELD |
| State | WV |
| Zip | 25213-9551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 106 MARINERS LANDING SUBD |
| Legal Subdivision | MARINERS LANDING SUB |
| Legal Lot Number | 106 |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20400 |
Source: Putnam County records · APN 13-8-0027.0000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 106 WATERSIDE CIR, WINFIELD, WV 25213-9551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2020 | Deed of Trust, Mortgage · Seller Carry-Back WINFRED R SIAS |
| May 29, 2020 | Deed, Transfer · Seller Carry-Back WINFRED R SIAS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on Record |
| Deed Sale | May 29, 2020 · Amount on Record |
| Prior Sale | Dec 29, 2011 · Amount on Record |
| Deed Document Number | 004853440003 |
| Deed Book / Page | 588 / 539 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 106 WATERSIDE CIR, WINFIELD, WV 25213-9551 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001246/61 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 1246/61 |
| Instrument | 004853450014 |
| Name | WINFRED R SIAS |
|---|---|
| Type | Seller |
| Address | 149 WATERSIDE CIR, WINFIELD, WV 25213 |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 18, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | May 29, 2020 |
| Property Address | 106 WATERSIDE CIR, WINFIELD, WV 25213-9551 |
| Document Number | 000588/539 |
| Book / Page | 588 / 539 |
| Map Reference | DB 512 PG 414 |
| Instrument Date | May 18, 2020 |
| Instrument | 004853440003 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,496.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 1246/61 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 1246/61 |
| Instrument | 004853450014 |
| Name | WINFRED R SIAS |
|---|---|
| Type | Seller |
| Address | 149 WATERSIDE CIR, WINFIELD, WV 25213 |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 18, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Municipality | Winfield Town |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,006.00 (+6.15%) Homeowner's exemption | $287,820 (+11.33%) Land $40,320 Building $247,500 | $479,700 (+11.33%) Land $67,200 Building $412,500 |
| 2023 | $3,774.00 (+3.82%) | $258,540 (+3.18%) Land $40,320 Building $218,220 | $430,900 (+3.18%) Land $67,200 Building $363,700 |
| 2022 | $3,635.00 | $250,560 Land $38,880 Building $211,680 | $417,600 Land $64,800 Building $352,800 |
Source: FEMA National Flood Hazard Layer as of February 2, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (1978–2001) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2001 · Severe Storms, Flooding And Landslides |
| Wildfire Risk | Low lower than 63% of the US · above 48% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 7 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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