Middlesex County and Lowell City property record for 115 Warwick St, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,798 sqft · built 1896 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $212,500 (Jan 2008) |
| Tax Bill | $5,584 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H00800 |
| Primary APN | H00800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,798 sqft Living Area |
| Gross Area | 3,178 sqft |
| 1st Floor Area | 1,007 sqft |
| Basement Area | 1,007 sqft |
| Unfinished Basement | 1,007 sqft |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | H00800 |
|---|---|
| Street Address | 115 WARWICK ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-4309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 6140 |
| Legal Lot Number | 115 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 311700 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 WARWICK ST, LOWELL, MA 01851-4309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) LOWELL COMMUNITY LOAN FUND INC |
| Sep 28, 2018 | Quit Claim Deed, Transfer BLUE HILLS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2008 · Amount on Record |
| Deed Sale | Jan 11, 2008 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 115 WARWICK ST, LOWELL, MA 01851-4309 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 038407-125 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 38407/125 |
| Instrument | 8640 |
| Name | LOWELL COMMUNITY LOAN FUND INC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 28, 2018 |
| Property Address | 115 WARWICK ST, LOWELL, MA 01851-4309 |
| Document Number | 32445-204 |
| Book / Page | 32445 / 204 |
| Instrument | 42585 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $34.46 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 32445-206 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 32445/206 |
| Instrument | 42586 |
| Name | BLUE HILLS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,584.00 (+6.3%) | $492,000 (+7.52%) Land $196,600 Building $295,400 | $478,534 (+6.68%) |
| 2025 | $5,253.00 (+4.16%) | $457,600 (+8.08%) Land $183,800 Building $273,800 | $448,590 (+7.86%) |
| 2024 | $5,043.00 (+6.44%) | $423,400 (+10.98%) Land $165,300 Building $258,100 | $415,910 |
| 2023 | $4,738.00 | $381,500 Land $143,800 Building $237,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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