Middlesex County and Lowell City property record for 114 Warwick St, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,512 sqft · built 1920 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Aug 2025) |
| Tax Bill | $4,943 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S08727 |
| Primary APN | S08727 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,782 sqft |
| 1st Floor Area | 914 sqft |
| Basement Area | 914 sqft |
| Unfinished Basement | 914 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | S08727 |
|---|---|
| Street Address | 114 WARWICK ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-4334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 6140 |
| Legal Lot Number | 114 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 311700 |
114 Warwick St is owned and occupied by an individual who bought it in August 2025.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 WARWICK ST, LOWELL, MA 01851-4334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage PINNACLE MORTGAGE GROUP INC |
| Oct 27, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage PLAINS COMMERCE BANK |
| May 9, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on File |
| Deed Sale | Aug 13, 2025 · Amount on File |
| Prior Sale | Oct 27, 2023 · Amount on File |
| Deed Book / Page | 39452 / 172 |
| Prior Transfer Date | Aug 12, 2025 |
| Prior Transfer Doc | 039452-172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Aug 13, 2025 |
| Property Address | 114 WARWICK ST, LOWELL, MA 01851-4334 |
| Document Number | 039452-172 |
| Book / Page | 39452 / 172 |
| Instrument Date | Aug 12, 2025 |
| Instrument | 202502025410 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 WARWICK ST, LOWELL, MA 01851-4334 |
| Document Number | 202500025411 |
|---|---|
| Date | Aug 13, 2025 |
| Instrument | 202500025411 |
| Name | PINNACLE MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Oct 27, 2023 |
| Property Address | 114 WARWICK ST, LOWELL, MA 01851-4334 |
| Document Number | 0038150-28 |
| Book / Page | 38150 / 28 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 31957 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 114 WARWICK ST, LOWELL, MA 01851-4334 |
| Document Number | 0000031958 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 31958 |
| Name | PLAINS COMMERCE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | May 9, 2022 |
| Property Address | 114 WARWICK ST, LOWELL, MA 01851-4334 |
| Document Number | 0037047-65 |
| Book / Page | 37047 / 65 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 19877 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2232 MEADOW GRN, STOUGHTON, WI 53589-4277 |
The 2026 property tax bill for 114 Warwick St was $4,943, up 6.3% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,943.00 (+6.32%) | $435,500 (+7.53%) Land $160,400 Building $275,100 | $488,937 (+0.01%) |
| 2025 | $4,649.00 (+4.8%) | $405,000 (+8.72%) Land $149,900 Building $255,100 | $488,870 (+66.11%) |
| 2024 | $4,436.00 (+6.28%) | $372,500 (+10.83%) Land $134,900 Building $237,600 | $294,310 |
| 2023 | $4,174.00 | $336,100 Land $117,300 Building $218,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Warwick St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 114 Warwick St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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