115 W White Willow Cir, Spring, TX 77381 Property Records

Montgomery County property record for 115 W White Willow Cir, Spring, TX 77381

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,150 sqft · built 1981
Lot Size0.134 acres (5,816 sqft)
OwnerIndividual Name on Record
Last Sale$92,800 (May 2002)
Tax Bill$2,094 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN9726-03-08100

Property Details

APN / Parcel Number

Primary APN9726-03-08100
Alternative APN
  • R192710

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,150 sqft Living Area
Gross Area1,587 sqft
1st Floor Area1,150 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area5,816 sqft (0.134 acres)
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address115 W WHITE WILLOW CIR
CitySPRING
StateTX
Zip77381-2729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
Legal DescriptionS972603 - WDLNDS VIL PANTHER CK 03, BLOCK 2, LOT 2
Legal SubdivisionWDLNDS VIL PANTHER CK 03
Legal Block2
Legal Lot Number2
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2005
Census Tract691302

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address115 W WHITE WILLOW CIR, SPRING, TX 77381-2729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2002 · Amount on Record
Deed SaleMay 2, 2002 · Amount on Record
Deed Document Number200243748
Prior Transfer DateApr 30, 2002
Prior Transfer Doc0000043748
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address115 W WHITE WILLOW CIR, SPRING, TX 77381-2729
Transaction TypeMortgage
Record UpdatedOct 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 W WHITE WILLOW CIR, SPRING, TX 77381-2729

Mortgage

Document Number0000129186
DateSep 17, 2021
Instrument2021129186
Lender
NameBBVA USA
TypeBank
AddressSPRING, TX 77381
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$213,735 (+2.26%) Land $50,000 Building $163,735$213,735 (-0.3%) Land $50,000 Building $163,735
2025$2,094.00 (-3.86%) Homeowner's exemption$209,003 (+1%) Land $50,000 Building $164,384$214,384 (-3.33%) Land $50,000 Building $164,384
2024$2,178.00 (+25.39%) Homeowner's exemption$190,003 (+1%) Land $50,000 Building $171,762$221,762 (+6.17%) Land $50,000 Building $171,762
2023$1,737.00 Homeowner's exemption$172,730 Land $50,000 Building $158,880$208,880 Land $50,000 Building $158,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims14 (1979–2026)
Claims Outside the SFHA11 of 14
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2016 · 2 claims
  • Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 7
serves 12,528 people · EPA ID TX1700169
Water SourcePurchased surface water from SJRA THE WOODLANDS
Last State InspectionJan 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

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