115 W Front St, Bloomington, IL 61701 Property Records

McLean County property record for 115 W Front St, Bloomington, IL 61701

Property Summary

Property Type	Commercial
Details	3,662 sqft · built 1900
Lot Size	0.31 acres (1,344 sqft)
Owner	Company Name on Record
Tax Bill	$4,918 (2024)
Deeds & Mortgages	Jun 2018 Line of Credit Jul 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-338-008`

Property Details

APN / Parcel Number

Primary APN	`21-04-338-008`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Units	4 Units
Stories	2 Stories
Building Area	3,662 sqft Gross Area
1st Floor Area	1,356 sqft
Basement Area	950 sqft
Finished Basement	950 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	1,344 sqft (0.31 acres)
Lot Dimensions	60 ft deep x 22 ft wide
View / Lot	Lake Front

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	115 W FRONT ST
City	BLOOMINGTON
State	IL
Zip	61701-5004
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ASSR SUBN LOT 55,56,57,58,59,60-ORIG TOWN S60 LOT 14
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	ASSR SUB
Legal Lot Number	55,56
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2018
Census Tract	1600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bloomington Central Business District listed 1985 · 109 contributing resources · NRIS 85000363

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	115 W FRONT ST, BLOOMINGTON, IL 61701-5004
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2018	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Feb 13, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Mar 19, 2019	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jan 30, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	115 W FRONT ST, BLOOMINGTON, IL 61701-5004
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800008942
Date	Jun 8, 2018
Instrument	2018-00008942

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 6, 2028

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	115 W FRONT ST, BLOOMINGTON, IL 61701-5004
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013730
Date	Jul 20, 2020
Instrument	2020-00013730

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 10, 2030

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	115 W FRONT ST, BLOOMINGTON, IL 61701-5004
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000002852
Date	Feb 13, 2020
Instrument	2020-00002852

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 29, 2030

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	115 W FRONT ST, BLOOMINGTON, IL 61701-5004
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013733
Date	Jul 20, 2020
Instrument	2020-00013733

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 10, 2030

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	115 W FRONT ST, BLOOMINGTON, IL 61701-5004
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900003923
Date	Mar 19, 2019
Instrument	2019-00003923

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2029

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 30, 2020
Property Address	115 W FRONT ST, BLOOMINGTON, IL 61701-5004
Document Number	202000001980
Instrument Date	Jan 27, 2020
Instrument	2020-00001980
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 W FRONT ST, BLOOMINGTON, IL 61701-5004

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,512 (+9.9%) Land $5,014 Building $59,498	$193,536 (+9.9%) Land $15,042 Building $178,494
2024	$4,918.00 (+0.24%)
2023	$4,906.00 (+0.93%)	$58,699 (+2.62%) Land $4,562 Building $54,137	$176,097 (+2.62%) Land $13,686 Building $162,411
2022	$4,861.00	$57,201 Land $4,446 Building $52,755	$171,603 Land $13,338 Building $158,265

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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