113 W Front St, Bloomington, IL 61701 Property Records

McLean County property record for 113 W Front St, Bloomington, IL 61701

Property Summary

Property Type	Commercial
Details	3,960 sqft
Lot Size	0.31 acres (1,344 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Feb 2020)
Tax Bill	$2,102 (2024)
Deeds & Mortgages	Jul 2020 Line of Credit Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-338-009`

Property Details

APN / Parcel Number

Primary APN	`21-04-338-009`

Interior

Units	2 Units
Stories	3 Stories
Building Area	3,960 sqft Gross Area
1st Floor Area	1,320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,344 sqft (0.31 acres)
Lot Dimensions	60 ft deep x 22 ft wide
View / Lot	Lake Front

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating Fuel	Electric

Location & Zoning

Street Address	113 W FRONT ST
City	BLOOMINGTON
State	IL
Zip	61701-5004
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ASSR SUBN LOT 55,56,57,58,59,60-ORIG TOWN LOT 16
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	ASSR SUB
Legal Lot Number	55,56
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2018
Census Tract	1600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bloomington Central Business District listed 1985 · 109 contributing resources · NRIS 85000363

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

113 W Front St, a commercial property, is owned by an individual who bought it in February 2020.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	115 W FRONT ST, BLOOMINGTON, IL 61701-5004
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Feb 13, 2020	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2020 · Amount on File
Deed Sale	Feb 13, 2020 · Amount on File
Prior Sale	Oct 6, 2005
Deed Document Number	20202850
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	113 W FRONT ST, BLOOMINGTON, IL 61701-5004
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013730
Date	Jul 20, 2020
Instrument	2020-00013730

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 10, 2030

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	113 W FRONT ST, BLOOMINGTON, IL 61701-5004
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013733
Date	Jul 20, 2020
Instrument	2020-00013733

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 10, 2030

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 13, 2020
Property Address	113 W FRONT ST, BLOOMINGTON, IL 61701-5004
Document Number	202000002850
Instrument Date	Jan 23, 2020
Instrument	2020-00002850
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000002851
Date	Feb 13, 2020
Instrument	2020-00002851

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	227 Months
Due	Jan 29, 2039

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,574 Land $4,860 Building $22,714	$82,722 Land $14,580 Building $68,142
2024	$2,102.00 (+0.24%)
2023	$2,097.00 (+0.96%)	$25,090 (+2.62%) Land $4,422 Building $20,668	$75,270 (+2.62%) Land $13,266 Building $62,004
2022	$2,077.00	$24,449 Land $4,309 Building $20,140	$73,347 Land $12,927 Building $60,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 113 W Front St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 113 W Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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