115 W Cypress St, Normal, IL 61761 Property Records

McLean County property record for 115 W Cypress St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,113 sqft · built 1958
Lot Size	0.201 acres (8,773 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (May 2025)
Tax Bill	$4,367 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-28-229-002`

Property Details

APN / Parcel Number

Primary APN	`14-28-229-002`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,113 sqft Living Area
1st Floor Area	1,113 sqft
Basement Area	1,113 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Roof Material	Asphalt
Lot Area	8,773 sqft (0.201 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	576 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	115 W CYPRESS ST
City	NORMAL
State	IL
Zip	61761-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	FIRST ADD TO NORMAL LOT 8 BLK B
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	FIRST ADD
Legal Block	B
Legal Lot Number	8
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1001
Census Tract	106

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 W CYPRESS ST, NORMAL, IL 61761-1622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2025 · Amount on Record
Deed Sale	May 8, 2025 · Amount on Record
Prior Sale	Oct 7, 2021 · Amount on Record
Deed Document Number	20256108
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 7, 2021
Property Address	115 W CYPRESS ST, NORMAL, IL 61761-1622
Document Number	202100024232
Instrument Date	Sep 29, 2021
Instrument	2021-00024232
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 W CYPRESS ST, NORMAL, IL 61761-1622

Mortgage

Document Number	202100024233
Date	Oct 7, 2021
Instrument	2021-00024233

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,250 (+21.89%) Land $14,687 Building $50,563	$195,750 (+21.89%) Land $44,061 Building $151,689
2024	$4,367.00 (+7.35%)
2023	$4,068.00	$53,534 Land $12,050 Building $41,484	$160,602 Land $36,150 Building $124,452

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Pavlov Media, Watch TV.

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