110 W Cypress St, Normal, IL 61761 Property Records

McLean County property record for 110 W Cypress St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,259 sqft · built 1921
Lot Size	0.269 acres (11,698 sqft)
Owner	Individual Name on File
Last Sale	$192,500 (Jan 2023)
Tax Bill	$4,330 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-28-228-011`

Property Details

APN / Parcel Number

Primary APN	`14-28-228-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,259 sqft Living Area
1st Floor Area	882 sqft
Basement Area	882 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Roof Material	Asphalt
Lot Area	11,698 sqft (0.269 acres)
Lot Dimensions	132 ft deep x 88 ft wide
Garage Area	576 sqft
Porch	Enclosed Frame Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	110 W CYPRESS ST
City	NORMAL
State	IL
Zip	61761-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	FIRST ADD TO NORMAL E1/3 LOT 12 & ALL LOT 13 BLK 17
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	FIRST ADD
Legal Block	17
Legal Lot Number	12,13
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1001
Census Tract	106

Owner

110 W Cypress St is owned and occupied by an individual who bought it in January 2023.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	110 W CYPRESS ST, NORMAL, IL 61761-1623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
May 20, 2022	Warranty Deed, Transfer NOT AVAILABLE, FTC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2023 · Amount on File
Deed Sale	Jan 6, 2023 · Amount on File
Prior Sale	May 20, 2022 · Amount on File
Deed Document Number	2023108
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 6, 2023
Property Address	110 W CYPRESS ST, NORMAL, IL 61761-1623
Document Number	202300000108
Instrument Date	Dec 28, 2022
Instrument	2023-00000108
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 W CYPRESS ST, NORMAL, IL 61761-1623

Mortgage

Document Number	202300000109
Date	Jan 6, 2023
Instrument	2023-00000109

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.12%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 20, 2022
Property Address	110 W CYPRESS ST, NORMAL, IL 61761-1623
Document Number	202200009163
Instrument Date	May 12, 2022
Instrument	2022-00009163
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,757 Land $19,560 Building $45,197	$194,271 Land $58,680 Building $135,591
2024	$4,330.00 (+7.36%)
2023	$4,033.00 (+40.42%)	$53,129 (+39.89%) Land $16,048 Building $37,081	$159,387 (+39.89%) Land $48,144 Building $111,243
2022	$2,872.00	$37,980 Land $14,498 Building $23,482	$113,940 Land $43,494 Building $70,446

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 W Cypress St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 110 W Cypress St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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