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115 Usher Rd, Hudson, IA 50643 Property Records

Black Hawk County property record for 115 Usher Rd, Hudson, IA 50643

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,304 sqft · built 1978
Lot Size0.373 acres (16,241 sqft)
Owner2 Individual Names on Record
Last Sale$224,000 (Jul 2019)
Tax Bill$4,954 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN8814-26-329-004

Property Details

APN / Parcel Number

Primary APN8814-26-329-004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,304 sqft Living Area
1st Floor Area1,304 sqft
Basement Area1,304 sqft
Finished Basement650 sqft
Unfinished Basement1,304 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,241 sqft (0.373 acres)
Lot Dimensions110 ft deep x 67 ft wide
Garage TypeAttached
Garage Area1,404 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area128 sqft
Deck Area312 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address115 USHER RD
CityHUDSON
StateIA
Zip50643-2166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY MANOR ADDITION LOT 2 BLK 11
Legal Range14W
Legal Township88N
Legal Section26
Legal SubdivisionCOUNTRY MANOR ADDITION
Legal Block11
Legal Lot Number2
JurisdictionBLACK HAWK IA
Township / Civil DivisionBLACK HAWK
Census Block Group2
Census Block2009
Census Tract3002

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address115 USHER RD, HUDSON, IA 50643-2166
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 30, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2019 · Amount on Record
Deed SaleJul 30, 2019 · Amount on Record
Prior SaleJun 14, 2016 · Amount on Record
Deed Document Number2019202000001826
Prior Transfer DateApr 28, 2006
Prior Transfer Doc2006026386
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address115 USHER RD, HUDSON, IA 50643-2166
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100013429
DateDec 28, 2020
Instrument202100013429
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2041

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJul 30, 2019
Property Address115 USHER RD, HUDSON, IA 50643-2166
Document Number202000001826
Instrument DateJul 12, 2019
Instrument202000001826
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 USHER RD # D, D, HUDSON, IA 50643-2166

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityHudson City
Unified School DistrictHudson Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,954.00 (+22.14%) Homeowner's exemption$306,260 (+21.12%) Land $37,020 Building $269,240$306,260 (+21.12%) Land $37,020 Building $269,240
2024$4,056.00 (+8.22%)
2023$252,850 (+21%) Land $37,020 Building $215,830$252,850 (+21%) Land $37,020 Building $215,830
2022$3,748.00 Homeowner's exemption$208,960 Land $37,020 Building $171,940
2021$208,960 Land $37,020 Building $171,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUDSON WATER SUPPLY
serves 2,546 people · EPA ID IA0737062
Water SourcePurchased groundwater from WATERLOO WATER WORKS
Last State InspectionJun 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
STS Broadband
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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