108 Usher Rd, Hudson, IA 50643 Property Records

Black Hawk County property record for 108 Usher Rd, Hudson, IA 50643

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,086 sqft · built 1978
Lot Size0.262 acres (11,400 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Aug 2018)
Tax Bill$3,326 (2025)
Deeds & MortgagesSep 2018 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8814-26-328-015

Property Details

APN / Parcel Number

Primary APN8814-26-328-015

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,086 sqft Living Area
1st Floor Area990 sqft
Basement Area990 sqft
Finished Basement700 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleSplit Foyer
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,400 sqft (0.262 acres)
Lot Dimensions120 ft deep x 95 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Pool Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address108 USHER RD
CityHUDSON
StateIA
Zip50643-2166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY MANOR ADDITION LOT 15 BLK 10
Legal Range14W
Legal Township88N
Legal Section26
Legal SubdivisionCOUNTRY MANOR ADDITION
Legal Block10
Legal Lot Number15
JurisdictionBLACK HAWK IA
Township / Civil DivisionBLACK HAWK
Census Block Group2
Census Block2009
Census Tract3002

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address108 USHER RD, HUDSON, IA 50643-2166
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2018Deed of Trust, Mortgage
LINCOLN SAVINGS BANK
Aug 16, 2018Warranty Deed, Transfer
LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2018 · Amount on Record
Deed SaleAug 16, 2018 · Amount on Record
Deed Document Number2018201900002727
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address108 USHER RD, HUDSON, IA 50643-2166
Transaction TypeMortgage
Record UpdatedOct 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900004561
DateSep 17, 2018
Instrument201900004561
Lender
NameLINCOLN SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term352 Months
DueJan 1, 2048

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateAug 16, 2018
Property Address108 USHER RD, HUDSON, IA 50643-2166
Document Number201900002727
Instrument DateAug 13, 2018
Instrument201900002727
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 USHER RD, HUDSON, IA 50643-2166

Mortgage

Document Number201900002728
DateAug 16, 2018
Instrument201900002728
Lender
NameLINCOLN SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term353 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityHudson City
Unified School DistrictHudson Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,326.00 (+12.9%) Homeowner's exemption$209,220 (+12.2%) Land $29,330 Building $179,890$209,220 (+12.2%) Land $29,330 Building $179,890
2024$2,946.00 (+4.1%)
2023$186,470 (+16.58%) Land $29,330 Building $157,140$186,470 (+16.58%) Land $29,330 Building $157,140
2022$2,830.00 Homeowner's exemption$159,950 Land $29,330 Building $130,620
2021$159,950 Land $29,330 Building $130,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUDSON WATER SUPPLY
serves 2,546 people · EPA ID IA0737062
Water SourcePurchased groundwater from WATERLOO WATER WORKS
Last State InspectionJun 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
STS Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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