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111 Union St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 111 Union St, Schenectady, NY 12305

Property Summary

Property TypeApartments (5+ Units)
Details5,992 sqft · built 1960
Lot Size0.114 acres (4,983 sqft)
OwnerTrust Name on File
Last Sale$385,000 (Sep 2018)
Tax Bill$15,169 (2023)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 39.63-1-30.121

Property Details

APN / Parcel Number

Primary APN421500 39.63-1-30.121
Alternative APN
  • 150003906300010301210000

Interior

Stories3 Stories
Building Area5,992 sqft Gross Area
Basement Area2,140 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1984
Lot Area4,983 sqft (0.114 acres)
Lot Dimensions130 ft deep x 41.1 ft wide
PorchPorch
Porch Area252 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address111 UNION ST
CitySCHENECTADY
StateNY
Zip12305-1701
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code03 - MULTI
Legal Description2 BRICK
Legal Block1
Legal Lot Number30.121
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1003
Census Tract33500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Stockade Historic District
listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

111 Union St, a residential property, is held in a trust since September 2018.

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address142 FRONT ST, SCHENECTADY, NY 12305-1304
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2018 · Amount on File
Deed SaleSep 5, 2018 · Amount on File
Prior SaleDec 16, 2005 · Amount on File
Deed Document Number201839483
Deed Book / Page1995 / 43
Prior Transfer DateMay 2, 2012
Prior Transfer Doc0000020520
Record UpdatedOct 29, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 5, 2018
Property Address111 UNION ST, SCHENECTADY, NY 12305-1701
Document Number0000039483
Book / Page1995 / 043
Instrument DateAug 30, 2018
Instrument201839483
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address111 UNION ST, 111, SCHENECTADY, NY 12305-1701

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address142 FRONT ST, SCHENECTADY, NY 12305-1304

Mortgage

Document Number0000039485
DateSep 5, 2018
Instrument201839485
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$304,600 Land $17,400 Building $287,200$504,388 Land $28,813 Building $475,575
2023$15,169.00$304,600 (-) Land $17,400 Building $287,200$385,570 (+3.8%) Land $22,025 Building $363,545
2022$304,600 Land $17,400 Building $287,200$371,463 Land $21,219 Building $350,244
2021$14,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Union St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 44 individual policies
Nearby Flood Policies74 units insured
incl. 30 condo units
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA5 of 11
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Massivemesh Networks.

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