115 Sumner St, Tracy, IA 50256 Property Records

Marion County property record for 115 Sumner St, Tracy, IA 50256

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,326 sqft · built 1915
Lot Size0.249 acres (10,846 sqft)
OwnerIndividual Name on Record
Last Sale$1,000 (Feb 2026)
Tax Bill$1,234 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0065600000

Property Details

APN / Parcel Number

Primary APN0065600000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,326 sqft Living Area
1st Floor Area1,368 sqft
Basement Area684 sqft
Unfinished Basement572 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,846 sqft (0.249 acres)
Lot Dimensions132 ft deep x 82 ft wide
Garage TypeDetached
Garage Area1,196 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area100 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address115 SUMNER ST
CityTRACY
StateIA
Zip50256-8569
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIG TRACY BLK 7 LOTS 9,10&11 & ALLEY W SIDE LOT 11
Legal Range18W
Legal Township75N
Legal Section25
Legal SubdivisionTRACY TOWN
Legal Block7
Legal Lot Number9-11
JurisdictionMARION IA
Township / Civil DivisionCLAY
Census Block Group3
Census Block3066
Census Tract30700

Owner

Source: Marion County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address115 SUMNER ST, TRACY, IA 50256-8569
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2026 · Amount on Record
Deed SaleFeb 20, 2026 · Amount on Record
Prior SaleMay 11, 2009 · Amount on Record
Deed Document Number202626721
Deed Book / Page2026 / 721
Prior Transfer DateFeb 4, 2026
Prior Transfer Doc0000026721
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IA
Property Address115 SUMNER ST, TRACY, IA 50256-8569
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 SUMNER ST, TRACY, IA 50256-8569

Mortgage

Document Number002026/722
DateFeb 20, 2026
Book Page2026/722
Instrument26-722
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2041

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IA
Property Address115 SUMNER ST, TRACY, IA 50256-8569
Transaction TypeMortgage
Record UpdatedApr 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/2961
DateJul 12, 2017
Book Page2017/2961
Instrument17-2961
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2037

Tax Assessment & Valuation

Source: Marion County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMarion County
Unified School DistrictTwin Cedars Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,234.00 Homeowner's exemption$119,100 (-3.5%) Land $2,700 Building $116,400$119,100 (-3.5%) Land $2,700 Building $116,400
2024$1,234.00 (+27.48%)
2023$123,420 (+41.93%) Land $2,700 Building $120,720$123,420 (+41.93%) Land $2,700 Building $120,720
2022$968.00 Homeowner's exemption$86,960 Land $2,680 Building $84,280
2021$86,960 Land $2,680 Building $84,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims7 (2008–2010)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARION CO RWD (HARVEY)
serves 236 people · EPA ID IA6338000
Water SourceGroundwater
Last State InspectionDec 2023
Also Mapped HereMARION CO. RURAL WATER DISTRICT
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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