112 Sumner St, Tracy, IA 50256 Property Records

Marion County property record for 112 Sumner St, Tracy, IA 50256

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,492 sqft · built 1920
Lot Size0.132 acres (5,793 sqft)
Owner2 Individual Names on File
Last Sale$20,000 (Dec 2003)
Tax Bill$1,196 (2024)
Deeds & MortgagesNov 2021 Mortgage
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0069600000

Property Details

APN / Parcel Number

Primary APN0069600000

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,492 sqft Living Area
1st Floor Area828 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Foundation TypeBrick
Roof TypeGable
Lot Area5,793 sqft (0.132 acres)
Lot Dimensions132 ft deep x 44 ft wide
Garage TypeCarport
Garage Area1,750 sqft
CarportCarport
Carport Area320 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area60 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address112 SUMNER ST
CityTRACY
StateIA
Zip50256-8569
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIG TRACY BLK 10 LOTS 7&8
Legal Range18
Legal Township75
Legal Section25
Legal SubdivisionTRACY TOWN
Legal Block10
Legal Lot Number7,8 8
JurisdictionMARION IA
Township / Civil DivisionCLAY
Census Block Group3
Census Block3085
Census Tract30700

Owner

112 Sumner St is owned and occupied by two individuals who bought it in December 2003.

Source: Marion County records, as of October 16, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address112 SUMNER ST, TRACY, IA 50256-8569
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Nov 19, 2018Deed of Trust, Mortgage
GREAT SOUTHERN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2003 · Amount on File
Deed SaleDec 5, 2003 · Amount on File
Deed Document Number0200310671
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IA
Property Address112 SUMNER ST, TRACY, IA 50256-8569
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/7003
DateNov 3, 2021
Book Page2021/7003
Instrument21-7003
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2036
Interest
Rate TypeFixed Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IA
Property Address112 SUMNER ST, TRACY, IA 50256-8569
Transaction TypeMortgage
Record UpdatedAug 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/3567
DateJun 1, 2021
Book Page2021/3567
Instrument21-3567
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2036
Interest
Rate TypeFixed Rate

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IA
Property Address112 SUMNER ST, TRACY, IA 50256-8569
Transaction TypeMortgage
Record UpdatedApr 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000005071
DateNov 19, 2018
Book Page0000002018/0000005071
Instrument0000018-5071
Lender
NameGREAT SOUTHERN BANK
TypeBank
Agreement
AmountAmount on Record
Term170 Months
DueJan 1, 2033

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMarion County
Unified School DistrictTwin Cedars Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$115,180 Land $1,450 Building $113,730$115,180 Land $1,450 Building $113,730
2024$1,196.00
2023$120,070 (+47.58%) Land $1,450 Building $118,620$120,070 Land $1,450 Building $118,620
2022$898.00 Homeowner's exemption$81,360 Land $1,440 Building $79,920
2021$81,360 Land $1,440 Building $79,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Sumner St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims7 (2008–2010)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Sumner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARION CO. RURAL WATER DISTRICT
private · serves 5,687 people · EPA ID IA6342711
Water SourcePurchased groundwater from several systems
Last State InspectionJan 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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