115 Stuart Ave, Apt 6, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 115 Stuart Ave, Apt 6, Dracut, MA 01826

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,252 sqft · built 1985
Lot Size1 acres (43,652 sqft)
OwnerIndividual Name on Record
Last Sale$218,000 (Jan 2018)
Tax Bill$3,842 (2026)
Deeds & MortgagesMay 2020 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNDRAC M:67 B:112 L:6

Property Details

APN / Parcel Number

Primary APNDRAC M:67 B:112 L:6
Alternative APNs
  • M:0067 B:0112 L:0006
  • 866023

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Units24 Units
Stories2 Stories
Building Area1,252 sqft Living Area
Gross Area2,052 sqft
1st Floor Area600 sqft
AtticAttic
Attic Area160 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,652 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number866023
Street Address115 STUART AVE, 6
CityDRACUT
StateMA
Zip01826-5870
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block112
Legal Lot Number6
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group3
Census Block3017
Census Tract314301

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address115 STUART AVE, 6, DRACUT, MA 01826-5870
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2020Deed of Trust, Mortgage · ARM
HANSCOM FCU
Jan 16, 2018Quit Claim Deed, Transfer · Conventional with PMI
FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2018 · Amount on Record
Deed SaleJan 16, 2018 · Amount on Record
Prior SaleAug 3, 2016 · Amount on Record
Deed Book / Page31801 / 186
Transfer Doc031801-186
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address115 STUART AVE APT 6, 6, DRACUT, MA 01826-5870
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34165-187
DateMay 27, 2020
Book Page34165/187
Instrument22330
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.63%
Type Change DateJun 1, 2030
IndexLIBOR

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateJan 16, 2018
Property Address115 STUART AVE APT 6, 6, DRACUT, MA 01826-5870
Document Number31801-186
Book / Page031801 / 000186
Instrument DateJan 16, 2018
Instrument2128
Transaction TypeTransfer
Record UpdatedFeb 6, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$994.08
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 STUART AVE #6 DRACUT MA 018265870, 6, DRACUT, MA 01826-5870

Mortgage

Document Number31801-188
DateJan 16, 2018
Book Page031801/000188
Instrument2129
Lender
NameFIRST CHOICE LN SVCS
TypeFunding / Finance Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 15, 2048

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,842.00 (+2.15%)$397,300 (+6.92%) Building $397,300$316,635 (-)
2025$3,761.00 (+3.21%)$371,600 (+6.57%) Building $371,600$316,635 (+8.96%)
2024$3,644.00 (+9.2%)$348,700 (+20.99%) Building $348,700$290,605
2023$3,337.00$288,200 Building $288,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1988–2007)
Most Recent ClaimApr 2007 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENWOOD WATER DISTRICT
serves 9,620 people · EPA ID MA3079001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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