Middlesex County and Dracut Town property record for 115 Stuart Ave, Apt 3, Dracut, MA 01826
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,252 sqft · built 1985 |
| Lot Size | 1 acres (43,652 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Dec 2019) |
| Tax Bill | $3,842 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:67 B:112 L:3 |
| Primary APN | DRAC M:67 B:112 L:3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 24 Units |
| Stories | 2 Stories |
| Building Area | 1,252 sqft Living Area |
| Gross Area | 2,052 sqft |
| 1st Floor Area | 600 sqft |
| Attic | Attic |
| Attic Area | 160 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,652 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 865713 |
|---|---|
| Street Address | 115 STUART AVE, 3 |
| City | DRACUT |
| State | MA |
| Zip | 01826-5870 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | HOMESTEAD ESTATES CONDO |
| Legal Block | 112 |
| Legal Lot Number | 3 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 314301 |
Source: Middlesex County and Dracut Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 65 ALCOTT ST, LOWELL, MA 01852-3904 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Dec 13, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU |
| May 5, 2017 | Quit Claim Deed, Transfer SAVINGS BANK TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2019 · Amount on Record |
| Deed Sale | Dec 13, 2019 · Amount on Record |
| Prior Sale | May 5, 2017 · Amount on Record |
| Deed Document Number | 201956071 |
| Deed Book / Page | 33655 / 55 |
| Last Transfer Date | Sep 25, 2024 |
| Transfer Doc | 038780-198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 115 STUART AVE APT 3, 3, DRACUT, MA 01826-5870 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0035375-26 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 35375/26 |
| Instrument | 11039 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Dec 13, 2019 |
| Property Address | 115 STUART AVE APT 3, 3, DRACUT, MA 01826-5870 |
| Document Number | 33655-55 |
| Book / Page | 33655 / 55 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 56071 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 STUART AVE APT 3, 3, DRACUT, MA 01826-5870 |
| Document Number | 56072 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 56072 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | May 5, 2017 |
| Property Address | 115 STUART AVE APT 3, 3, DRACUT, MA 01826-5870 |
| Document Number | 31094-145 |
| Book / Page | 31094 / 145 |
| Instrument | 18214 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.04 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 115 STUART AVE APT 3, 3, DRACUT, MA 01826-5870 |
| Document Number | 310940148 |
|---|---|
| Date | May 5, 2017 |
| Instrument | 31094/0148 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 5, 2047 |
| Rate | 2.75% |
|---|---|
| Max Rate At Change | 50.5% |
| Max Rate | 13% |
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,842.00 (+2.15%) | $397,300 (+6.92%) Building $397,300 | $348,460 (-) |
| 2025 | $3,761.00 (+3.21%) | $371,600 (+6.57%) Building $371,600 | $348,460 (+10.42%) |
| 2024 | $3,644.00 (+9.2%) | $348,700 (+20.99%) Building $348,700 | $315,590 |
| 2023 | $3,337.00 | $288,200 Building $288,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1988–2007) |
| Most Recent Claim | Apr 2007 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENWOOD WATER DISTRICT serves 9,620 people · EPA ID MA3079001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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