Cleveland County property record for 115 Stone Crest Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,770 sqft · built 2007 |
| Lot Size | 0.855 acres (37,244 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $276,000 (Oct 2021) |
| Tax Bill | $1,909 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Sep 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 59229 |
| Primary APN | 59229 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,770 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 37,244 sqft (0.855 acres) |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 180 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1343161 |
|---|---|
| Street Address | 115 STONE CREST RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-9106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | #12PB29-10 STONECREST PH1 |
| Legal Subdivision | STONECREST PH1 |
| Legal Block | 1 |
| Legal Lot Number | 102 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 951400 |
Source: Cleveland County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 STONE CREST RD, SHELBY, NC 28152-9106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2021 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 8, 2020 | Loan Modification, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on Record |
| Deed Sale | Oct 5, 2021 · Amount on Record |
| Prior Sale | Aug 28, 2009 · Amount on Record |
| Deed Document Number | 2021200062288 |
| Deed Book / Page | 1853 / 2652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Oct 5, 2021 |
| Property Address | 115 STONE CREST RD, SHELBY, NC 28152-9106 |
| Document Number | 0018532652 |
| Book / Page | 1853 / 2652 |
| Map Reference | MB 29 PG 10 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 200062288 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $552.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 COLLEGE MANOR DR, 114, SHELBY, NC 28152-8035 |
| Name | Verified Name |
|---|---|
| Address | 115 STONE CREST RD, SHELBY, NC 28152-9106 |
| Document Number | 18532655 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 1853/2655 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 115 STONE CREST RD, SHELBY, NC 28152-9106 |
| Document Number | 0018212848 |
| Instrument Date | Sep 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 15 STONE CREST RD SHELBY NC 28152, SHELBY, NC 28152 |
| Document Number | 0018212848 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 001821/002848 |
| Instrument | 44378 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,681 (-) Land $26,569 Building $274,112 | $300,681 (-) Land $26,569 Building $274,112 | |
| 2025 | $1,909.00 | $300,681 (+23.78%) Land $26,569 Building $274,112 | $300,681 (+23.78%) Land $26,569 Building $274,112 |
| 2023 | $242,917 Land $22,028 Building $220,889 | $242,917 Land $22,028 Building $220,889 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures